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post #11 of 13 Old 07-19-2012
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Re: Insurance needed in marinas abroad?

I was reading the Royal Cruising Club (RCC) notes on Spain. In the introduction they point out that Spanish law requires insurance at all marinas in the country.

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post #12 of 13 Old 07-20-2012
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Re: Insurance needed in marinas abroad?

When I went to renew my insurance policy, there was a new agent, and since they didn't know where I usually travel, they asked me about traveling outside of the US and informed me that if I did, that the majority of marinas would require a minimum of $300,000 per incident liability coverage, as well as personal injury coverage, but I can't remember the amount. The agent also told me that if I planned to stay in the same marina overseas for over one month, that that marina would have to be listed as the "certificate holder" on the policy, and that without this coverage I would have problems at any "reputable" marina. I took this to mean that all of the decent marinas require that you have proof of insurance. However, the best way to clarify would be to talk with your insurance agent. I know that even in the U.S., many marinas that I have been to require proof of insurance just for an overnight transient slip and when I stayed at a marina in S.C. for 2 months straight, having proof of insurance and listing them as the certificate holder was a requirement. I imagine soon it will be a requirement anywhere you go and I wouldn't risk being without it anyway, to cover my own losses if nothing else. Also, having insurance in a foreign country is always a good idea. If an accident did occur, you would either need insurance or enough cash to cover any damages and if you couldn't pay, legal action could be taken against you and you could end up on an extended, involuntary vacation. I certainly wouldn't go without it.
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post #13 of 13 Old 07-21-2012
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Re: Insurance needed in marinas abroad?

marinas in mexico require a liability insurance coverage. this is bought when ye check into some ports--ensenada does not provide anchorage, so liability ins is necessary to purchase on check in. other places--if not in amarina, no seat--if in a marina, definitely need liability ins. is 200 ish usd per year.


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