My Boat was Hit Bad - SailNet Community

   Search Sailnet:

 forums  store  


Quick Menu
Forums           
Articles          
Galleries        
Boat Reviews  
Classifieds     
Search SailNet 
Boat Search (new)

Shop the
SailNet Store
Anchor Locker
Boatbuilding & Repair
Charts
Clothing
Electrical
Electronics
Engine
Hatches and Portlights
Interior And Galley
Maintenance
Marine Electronics
Navigation
Other Items
Plumbing and Pumps
Rigging
Safety
Sailing Hardware
Trailer & Watersports
Clearance Items

Advertise Here






Go Back   SailNet Community > Out There > Cruising & Liveaboard Forum
 Not a Member? 


Like Tree38Likes
Reply
 
LinkBack Thread Tools
  #1  
Old 07-25-2012
cktalons's Avatar
Member
 
Join Date: Jun 2011
Posts: 77
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 4
cktalons is on a distinguished road
My Boat was Hit Bad

Today, while I was ashore and my boat at anchor, my beloved 30 foot Islander was struck on the port side cabin by a 30 powerboat, leaving a gaping hole in the top cabin. The hit ripped a stanchion from the deck, taking the wood core with it. The top cabin has a wide hole, fiberglass and wood from the interior of the boat, splintered everywhere. I've already had the police out to file a formal report, and the officer talked to the other boater. Tomorrow I'll talk with the insurance company of the person who hit my boat. My plan is to have the boat surveyed immediately, determine if the damage is a.)repairable b.)if the boat is safe to be motored or towed to a yard, or c.)whether the cost of repair exceeds the value of the boat.

The horrible issue to all of this is that I LIVE aboard my boat. I have no experience with this at all and educated advice is welcomed. A google search on what to do when a boat's been hit, returned articles on boating accidents. I'd appreciate stories from people who've been in a similar situation.

The good news is the other boater has insurance and has already contacted their company. There was no hit and run. Right now I'm at a loss, as my beloved boat has been terribly damaged.

Advice? Tips?
Attached Thumbnails
My Boat was Hit Bad-boathit.jpg  
__________________
~
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

Last edited by cktalons; 07-25-2012 at 01:32 AM.
Reply With Quote Share with Facebook
  #2  
Old 07-25-2012
Gin Swilling Yacht Monkey
 
Join Date: Aug 2011
Location: S.F. bay area, CA
Posts: 87
Thanks: 3
Thanked 3 Times in 3 Posts
Rep Power: 4
groggy is on a distinguished road
Re: My Boat was Hit Bad

condolences. good luck with the insurance rep.

having had this experience with non-boat vehicles, you should of course talk to your insurance rep as well to find out what your options are, esp wrt living costs during repair and stuff.

dont trust the other persons insurance rep.

you prob already know that, but im just sayin.
Reply With Quote Share with Facebook
  #3  
Old 07-25-2012
SlowButSteady's Avatar
Senior Slacker
 
Join Date: Feb 2010
Location: SoCal
Posts: 4,223
Thanks: 0
Thanked 17 Times in 15 Posts
Rep Power: 5
SlowButSteady is on a distinguished road
Re: My Boat was Hit Bad

Whatever you do, don't take anything from the other guy's insurance until you have an estimate from someone you hire (your surveyor, your boatyard). Be particularly leery if the adjuster offers to settle with you right now, based on little more than his/her eyeballing the damage. Like groggy said, "dont trust the other persons insurance rep." A surveyor will give you a ballpark estimate, a boatyard will (probably) give you a much better estimate (although a good surveyor will consult with a boatyard when s/he writes up an estimate of the repairs).
AdamLein and mdi like this.
__________________
Never forget them. Do something to prevent it from happening again.
Charlotte Bacon, Daniel Barden, Rachel Davino, Olivia Josephine Gay, Ana M. Marquez-Greene, Dylan Hockley, Dawn Hochsprung, Madeleine F. Hsu, Catherine V. Hubbard, Chase Kowalski, Jesse Lewis, James Mattioli , Grace McDonnell, Anne Marie Murphy, Emilie Parker, Jack Pinto, Noah Pozner, Caroline Previdi, Jessica Rekos, Avielle Richman, Lauren Rousseau, Mary Sherlach, Victoria Soto, Benjamin Wheeler, Allison N. Wyatt
Reply With Quote Share with Facebook
  #4  
Old 07-25-2012
sea_hunter's Avatar
Senior Cruiser
 
Join Date: Jul 2000
Posts: 512
Thanks: 0
Thanked 1 Time in 1 Post
Rep Power: 15
sea_hunter is on a distinguished road
You might want a marine liability lawyer to negotiate your side. Issues can come up from left field, like the other party arguing you were anchored in a navigable channel or that your anchor dragged or some other way to negate your claim. Obviously you'll need a place to stay while repairs or a replacement vessel can be accomplished and insurance companies frown at liveaboards so negotiations will have to be delicate and finessed by a professional. Keep in mind almost anything can be repaired and while a huge inconvenience, there's always a lesson learned. The damage doesn't look as bad as it feels and can be fixed, but get a couple of yards to estimate the damage, don't rely on insurance companies to be looking out for you. Good luck on the repairs and hang in there, all will be well.
Reply With Quote Share with Facebook
  #5  
Old 07-25-2012
SimonV's Avatar
Wish I never found SN!
 
Join Date: Jul 2006
Location: Brisbane Australia
Posts: 1,996
Thanks: 3
Thanked 4 Times in 4 Posts
Rep Power: 9
SimonV will become famous soon enough
Re: My Boat was Hit Bad

Just went through this myself but here in Oz. First thing contact your insurance tell them what happened ASAP and inform them, you are going to claim on the other party's insurance (this covers you, should the other party's insurer tries to weasel out) If you don't have insurance (which is my guess), what ever you do do not tell their insurer this ( as I use an offshore company I would loose some of my no claim bonus so it was not a fib in my case, but the other party insurer did query why I was not using my insurer) Get 2 independent quotes from the best ship rites in your area and a quote from 2 nice motels ( mine offered a flat nightly rate for accommodation). I did not get a survey as I trusted the ship rite and my own observation and experience. Good luck.
This was what I had to contend with http://svgoodonya.blogspot.com.au/2012/03/what-day.html
cfarmer8 likes this.
__________________
Simon
Ericson 39B.
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

I love my boat
S/V GOODONYA
Brisbane
present location Heading to the Whitesundays

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

DELIVERY SKIPPER
Drinking Rum before 10am makes you a Pirate NOT an alcohlic

Last edited by SimonV; 07-25-2012 at 06:23 AM.
Reply With Quote Share with Facebook
  #6  
Old 07-25-2012
bljones's Avatar
Senior Member
 
Join Date: Oct 2008
Location: South Coast Ontario
Posts: 8,148
Thanks: 32
Thanked 71 Times in 64 Posts
Rep Power: 7
bljones has a spectacular aura about bljones has a spectacular aura about
Re: My Boat was Hit Bad

I am so sorry that this happened, ck. Hang in there, and take the excellent advice given so far in this thread.
__________________
It's 5 o'clock somewhere:


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Reply With Quote Share with Facebook
  #7  
Old 07-25-2012
Senior Member
 
Join Date: Dec 2011
Location: Lydia .La.
Posts: 195
Thanks: 0
Thanked 2 Times in 2 Posts
Rep Power: 3
Southron Spirit is on a distinguished road
Re: My Boat was Hit Bad

i would like to know what this guy was doing besides driving that he did not see a 30 ft sailboat .
like was he even at the wheel
__________________
S/V Erin Go Bragh
Spirit 23
Reply With Quote Share with Facebook
  #8  
Old 07-25-2012
captainrizzo's Avatar
Senior Member
 
Join Date: Feb 2008
Location: Baltimore, MD
Posts: 176
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 7
captainrizzo is on a distinguished road
Re: My Boat was Hit Bad

I am glad you were ashore when this happened. Boats can be fixed. You have to be thankful that you were not injured (guessing a lawyer would disagree) but I am talking about bodily! I agree with getting your own survey and I would try to get those costs covered as well. Best of luck.
__________________
-Riz
2005 Catalina 350 Grazia

"If you want to build a ship, don't herd people together to collect wood. Just teach them to long for the endless immensity of the sea"
Antoine de Saint

My Blog:
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Reply With Quote Share with Facebook
  #9  
Old 07-25-2012
Tim R.'s Avatar
Senior Member
 
Join Date: Mar 2003
Location: Portland, Maine
Posts: 1,541
Thanks: 1
Thanked 27 Times in 26 Posts
Rep Power: 12
Tim R. is on a distinguished road
Re: My Boat was Hit Bad

Sorry to hear about your accident. I agree about calling your insurance agent. Let them look out for you. Repairing your boat properly is in their best interest.

That actually does not look too bad although it is gut wrenching. I had a launch hit and crack the gelcoat on our home and it still makes me sick to think about it.

It should be safe to move but do not do so until a surveyor has a look. Get some metal duct tape and some thick plastic to seal up the boat asap to prevent further damage from weather.

Good luck and keep us in the loop on how this progresses. Hopefully you have some friends to stay with. If you were in Maine, my wife and I would gladly host you and Riley. Our Shamus would enjoy having a friend to hang out with.
__________________
Tim R.
Out cruising
1997 Caliber 40LRC

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

-----------------------------------------------------
Reply With Quote Share with Facebook
  #10  
Old 07-25-2012
wingNwing's Avatar
formerly posting as eryka
 
Join Date: Apr 2008
Location: aboard s/v Cinderella
Posts: 1,123
Thanks: 5
Thanked 5 Times in 5 Posts
Rep Power: 7
wingNwing is on a distinguished road
Re: My Boat was Hit Bad

Yikes!!

Others have given you more specific suggestions, I'd add: don't do any "fixing" until you have survey and damage estimates, but you can stabilize the situation - for example, tarp over that hole before your Pacific NW rains ruin the interior.
__________________

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Cinderella, CSY 33, Photo by Joe McCary

Regret for the things we did can be tempered by time; it is regret for the things we did not do that is inconsolable. - Sidney J. Harris


Shameless self-promotion - my blog for the Annapolis Capital newspaper:
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
still has some glitches to be worked out. Until then, I'm posting at:
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
and
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
! And a new project:
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Reply With Quote Share with Facebook
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

 
Posting Rules
You may post new threads
You may post replies
You may post attachments
You may edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On


Similar Threads
Thread Thread Starter Forum Replies Last Post
WANTED: BASIC BOAT BBQ. CHARCOAL IS OKAY, BEATUP IS OKAY, ANY BOAT BBQ - $25 seattle stephenronning Gear & Maintenance 2 03-30-2009 09:21 AM
Coast Guard finds missing boat, still searching for other boat - FayObserver.com NewsReader News Feeds 0 05-11-2007 11:15 PM
Coast Guard finds missing boat, still searching for other boat - Access North Georgia NewsReader News Feeds 0 05-11-2007 10:15 PM
Coast Guard Finds Missing Boat, Still Searching For Other Boat - WSOCtv.com NewsReader News Feeds 0 05-11-2007 04:15 PM
Coast Guard finds missing boat, still searching for other boat - Myrtle Beach Sun News NewsReader News Feeds 0 05-11-2007 08:15 AM


All times are GMT -4. The time now is 11:34 PM.

Add to My Yahoo!         
Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
SEO by vBSEO 3.6.1
(c) Marine.com LLC 2000-2012

The SailNet.com store is owned and operated by a company independent of the SailNet.com forum. You are now leaving the SailNet forum. Click OK to continue or Cancel to return to the SailNet forum.