Last week, I bought a 30 ft sailboat. She's older than I am but pretty strong and sails well.
I am, sort of the victim of my own ignorance on what follows and looking for some demystification and advice regarding my battery/charger situation.
When I did the initial walkthrough on the boat, I noticed a Link 2000 interface. Clicked around it, it seemed the work. I got under contract with an offer, did the sales-dance and last week we were on board for a sea trial after my offer was to be accepted.
This time, when I climb aboard, I see a regular ol' car battery charger sitting behind the companionway steps, with a egg-timer-rigged for 4-ish hour shut off. Set to 2A charge.
I didn't raise too much hell about that b/c I felt it was a little too late, I'd have lost my deposit and had already been in an accepted offer. Plus, the broker - dude kinda glossed over that fact, I was stupid enough to not ask about the inverter situation -- it wasn't dishonesty on the owner's part -- just two idiots (me and a broker) looking at a boat and not asking the right questions.
So, now she's my problem.

We're going to use her for weekend trips, that's about it - for now.
She has a Heart Interface - pre-Xantrex, battery monitor nicely bolted to the wall over the quarter-birth sleeper. Beneath the sleeper, 4 batteries:
You can see the battery charge clips from the automotive battery charger spread across the bottom two batteries.
I've never done this with larger batteries, only smaller hobby stuff -- are these batteries in Parallel and configured as two separate banks?
Prolly hard to tell from that picture.. can you shed some light on that for me -- a typical sailboat cruiser 4 battery setup would be .... ?
What I would like to happen, is to have a shore power experience, where in, I plug up, my batteries are charging with auto-shutoff. I'd like an inverter so that the AC outlets to work while on battery for intermittent laptop use or cellphone charging.
I've been looking at used Freedom 25 or 20 charger/inverters on FleaBay which I assume would give me all of these things. However, is there a smarter way or better set of products I can afford that should be used instead?
Aesthetically,i'd prefer not to remove the panel and leave a bunch of holes without replacing it with something else.
Also, given that there are four batteries, I'm unclear as to how they all get charged by a single charger/inverter with one pair of Red/Blacks coming out? Is that where the battery isolators come into play?
I know alot of this will come to light as a dig around more on the boat but sitting here on the notebook at work, has my mind wandering as to what to buy next
If anyone with patience would care to shed some light on my setup, that would be super-outstanding.