May I suggest the following site to learn about lightning:
http://www.strikeshield.com/
And perhaps this one although some of it is dated:
http://www.thomson.ece.ufl.edu/lightning/
To pick out the good points made so far:
• The angle from the mast to the ground terminal is important. Keep the angle as slight as possible.
• Lightning passes from the ground terminal to the water through the edges not the surface of the plate if that’s what you are using. The reason fresh water boats suffer more damage is because fresh water is less conductive than salt water and you need more edge area to compensate. Most fresh water boats don’t compensate and it’s a big difference.
• If you don’t ground your mast, data shows you only have a slightly less chance of being struck. However, your chances of damage are much higher, not to mention the added risk to you and your crew from branches of the lightning trying to find a ground. An ungrounded or improperly grounded boat will suffer holes at the waterline from the lightning.
• You need a large good conductor to your ground terminal. The bulk of the current actually goes around the surface of the conductor.
• It’s correct that the “brush” dissipaters need a good ground also. However, the effective area they have isn’t enough to discharge the static build up experienced during a strike. Not enough data yet to determine if they can bleed off enough charge to stop some or any strikes. Most are installed incorrectly to a ground terminal, so the data is bad.
Wayne