Towing Membership / Insurance ? - SailNet Community
 
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post #1 of 7 Old 04-05-2009 Thread Starter
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Towing Membership / Insurance ?

Used boat, Reliability unproven (to me yet), so I'm thinking having towing insurance at least for my first season wouldn't be a bad idea. And at $149 a year, it's relatively cheap.

I found SeaTow in the Annapolis area. Does anyone have experience with this company and would you recommend them (or anyone better)?
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post #2 of 7 Old 04-05-2009
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Not familiar with your area, but BoatUS seems to be the most common. Like you say, it's pretty cheap insurance. If you need it and don't have it, it costs a fortune.

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post #3 of 7 Old 04-05-2009
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IIRC BoatUS has different levels of tow packages. Check and make sure it's not the one that just gives you $50 off a tow........not sure if that one still exists but I remeber having a friend say he thought he was insured on BoatUS tow but it was only a discount.
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post #4 of 7 Old 04-05-2009
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BoatUS is an excellent value. Their unlimited package is not that expensive compared with the cost if you need help. I have not checked on the prices for SeaTow.

In the Chesapeake, both BoatUS and SeaTow will probably do the job for you. If you intend to make trips outside the local area, you may want to check on their coverage as it varies.

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post #5 of 7 Old 04-05-2009
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Quote:
Originally Posted by HerbDB View Post
BoatUS is an excellent value. Their unlimited package is not that expensive compared with the cost if you need help. I have not checked on the prices for SeaTow.

In the Chesapeake, both BoatUS and SeaTow will probably do the job for you. If you intend to make trips outside the local area, you may want to check on their coverage as it varies.
I second doing some research on which company has a base closest to your sailing area and going with them. Look at the plans and buy the coverage that makes sense to you. BoatUS has different coverage including one level that will provide a two out of your home slip if needed. Usually the policy will only cover towing from a dock if you are a transient there. If you think you could get your boat from the slip to the maintenance dock by other means, it might not matter, but if you find you can't get the boat to start and need it moved some distance, it might be good to have.

I have coverage with BoatUS and the one time I needed them, their response was outstanding. The answered my 2nd hail, said they be their in 30 minutes and exactly 30 minutes later I saw the Red Tow boat come around the point. The operator quickly and efficiently took is in tow, then when we got into protected water, took us "on the hip" and had me steer us in to the maintenance dock. The tow was completely covered under my unlimited policy. The total bill was several hundred dollars which was eye opening because I had sailed myself to the just outside the creek entrance so the tow was short and didn't involve even a soft ungrounding.

We now have a Sea Tow franchise based closer to my marina and I may switch but it won't be because I'm not happy with Towboat US.

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post #6 of 7 Old 04-05-2009
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I'd go with BoatUS unlimited. It also has other benefits, like a BoatUS membership that gets discounts on fuel and transient slips in many marinas, as well as a small rebate on whatever you spend at WM.

Sailingdog

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post #7 of 7 Old 04-06-2009
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We carry both BoatUS and Seatow, neither of which do us much good here in the Bahamas . I second SD's comment on the BoatUS discounts though... if you plan on cruising, at least have a basic BoatUS membership. We've saved hundreds of dollars on our cruise so far through BoatUS discounts at marinas and elsewhere for fuel and dockage.

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