Join Date: Apr 2006
Thanked 162 Times in 159 Posts
Rep Power: 12
Richard, pretend that your nemesis has just called you and told you that he hid ten grams of coke on your boat and the DEA is on the way to find them.
Now, you've got a job ahead of you pretty much the same as doing a strip-search of the boat looking for any small packet that shouldn't be there.
Lightning damage can affect ANYTHING on the boat. Got keelbolts? Got an internal ballast? Doesn't matter, there may be pinholes below the water line anyplace that metal was close to the hull. Any Marelon fittings that had metal or metal-reinforced hose running to them, may be partly meleted, you'll need to work each one and eyeball it.
Engine, charging, starting systems may all have taken damage, internal or external. Every foot of every wire and fuse and breaker on the boat needs to be examined, as does the steering gear and everything beneath the cockpit. Every light bulb needs to be tested, along with every instrument for every function.
And of course, a full rigging inspection to see if anything got welded or vaporized--including the masthead sheaves.
Lightning is funny stuff, sometimes it comes and goes and leaves no trace. Other times, a month later you'll find things simply welded--or missing--where it snuck in and blew them away.
Odds are your insurance surveyor will NOT want to spend the time getting that intimate with your boat, so don't be in a rush to sign off ay 'final' claims.
Oh, and your VHF? Even if it still works--the finals could be blown, after the new antenna and cable are installed (replace the entire cable run) do an actual test to make sure it still works at full power transmit.