agreed, the only issue is that the non-reflective insulation from the bubble wrap for reflectix is quite bad (1.1 per their site) and that's all you've got if you don't add air in front of the aluminum foil. That means the unscientific "claimed" R-values of 6+, which are already highly disputed, are completely void (pardon the pun.)
The thing that keeps coming up is the "built in" air layer works with the foil - according to reflectix site, that just doesn't work. Their 1.1 value is for the whole layer of product, reflective material plus the bubble layer. You have to put spacers in, in fact they have all kinds of advice on how to make spacers:
Reflectix Inc. | All About Reflectix® | Frequently Asked Questions...
"An R-1.1 is provided from the product itself for the Reflective/Double Bubble material."
I really just care about whether it needs an air layer separate from the product itself to work better than straight polyethylene, and according to their site I would conclude yes. And that's not feasible on a boat.
Straight polyethylene has a much higher R value - due to smaller bubbles, and gas filled rather than air - so it seems it would be more efficient to install 3/4 of polyethylene than 3/4 of reflectix if there is no air gap between product layers.
Again, absolutely not an expert, and just trying to get to what I should go with. Correct me if I'm wrong - it's damn confusing parsing the literature!