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I read an article somewhere, (Crusing World maybe?) a few years ago about a couple sailing the world in a 30-something foot Beneteau. They arranged to have the keel bolts changed out at a yard somewhere, shipped out the parts, called the yard ahead of their arrival, etc. The yard took the nuts off all the keel bolts, and to everyone's surprise, the keel didn't budge. It took them somewhere in the neighborhood of a couple days to pry the thing off. It was bonded with a load of 5200. I'm sure you'll get more than a few cautionary tales here from folks who have seen issues with (non-racing boat) keels, but I think they tend to be stuck on there pretty well.
I know the Sailnet crowd is a conservative bunch when it comes to issues like this, but assuming you aren't doing anything more than daysailing the thing, I think you're going to be okay for a while until you can get it properly addressed. It would also almost certainly be an issue come resale time. If you're really in doubt, get yourself a suveyor.
And more importantly, don't take my thoughts as a green light to ignore the issue.
Last edited by creedence623; 11-14-2011 at 02:22 AM.