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  #21  
Old 07-02-2013
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Re: This is what I call a motivated college student... afloat.

Quote:
Originally Posted by Harborless View Post
Why should we not be able to default when our congress defaults annually?
Were just following the examples of our elders you know- maybe YOUR generation is the problem.
My generation wants green technologies- yours just wants green. Default Default Default until the middle and lower classes foot the bill.
Your high horse has some broken legs.
(ive only 30k in debt for a BS- yet why did I need to pay 30K? because education from life and learning has been made worthless by YOUR generation. Now I have to have a piece of paper saying I am educated to get a good job. I know countless people with degrees who are ignorant AND uneducated. My education exist inside my mind- no piece of paper determines my self-worth)
Write to congress. Dont waste our time.
You signed the paper promising to pay it back. You agreed to the terms to get the cash. Congress didn't make you sign it, a generation didn't make you sign it, technology didn't make you sign it.
So, here's your choices:
Man up and accept the responsibility you signed up for, or...
Be known here and forever as a man who's word is worthless, a cheat, a thief, a boy happy to let others clean up the messes he makes, a person who cannot be trusted.

Think hard.
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  #22  
Old 07-02-2013
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Re: This is what I call a motivated college student... afloat.

Indoctrinated into the propaganda.
of course ill pay it back bc unlike congress and really the majority of ppl today my word is as good as gold. It is my standard. Doesnt change the fact i dont agree with it. Two wrongs dont make a right do unto others what you wish done unto you.
Yet when everyday i read about corprate profits at record levels and poverty at record levels im disgusted. You think its ok? Fine. I just so happen to have made it. For those millions who cannot afford college i guess they will just suffer in poverty while you thumb your nose up.

The system is corrupt friend not me. Lucky for you i was raised a man and not a boy. So my 30k will get paid. But god help if i ever gain fame or influence. I wont use it to grow rich i assure you.

I really could give a sheet what any person thinks of me outside my family. the only reason i do what i do in this life is because i care what i think about myself. When i rest my head at night i rest easy. When i die i will meet god with head held high.

For the millions of walmart workers and temp workers stuggling to buy bread i exist for them. Not the government and fat cats. The government wants you to depend on them and think what they tell you to think. A free mind is more dangerous than any gun.

My word is gold and my mind is free. College is great but the system is broken. Money is assigned in corrupt and unequal ways and people like you look down on the word fair like fair means socialism. Well capitalism is a crock. Private ownership run amok is what that is. Men controlling lives and treating people like pawns on a chessboard.

If i could take the money of the rich i would. I would do a lot of things you would be against. But i really dont care your opinions on the matter. I love you, i want you to be happy and have peace. But not at the expense of the world. You are no better than a chinese peasant and you would do well rto remember that. Education has been made worthless less you afford college. Your genration has continued to increase poverty, put us into wars, and continue the slfish mantra of me me me. My generation has to fix your generations gross mistakes. Because you ( not you specific) have thought of nothing but yourself and personal gain and power we are left with a world broken and divided.

Thankfully my generation is waking up. From egypt to tukey to brazil to america. We will do what you refused or were to cowardly to do. I hope you enjoyed your ride. Its going to get bumpy for a bit.

I wish to speak no more on this subject here as you wish to write me off as a lunatic or ignorant fellow. Each their own. Holla back playa.
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  #23  
Old 07-02-2013
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Re: This is what I call a motivated college student... afloat.

Do not take personal these messages. None of you are the puppet masters but all of us bear burden and some of us deserve blame.
i pay my debts as a man should. Ppl who know me count on my word like the sun will rise tmmrw. My reputation speaks for its self.
those who make fortune off the backs of others i wish nothing but shame and hardship. They should be ashamed. Death will see us all in time. Now im done. Out.
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  #24  
Old 07-03-2013
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Re: This is what I call a motivated college student... afloat.

Seriously, do you have to be watered twice a week?
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  #25  
Old 07-03-2013
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Re: This is what I call a motivated college student... afloat.

no offense harborless.. you post up some interesting stuff.. but keep the rhetoric to the politics section please
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  #26  
Old 07-03-2013
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Re: This is what I call a motivated college student... afloat.

Quote:
Originally Posted by rockDAWG View Post
My bad. I couldn't read the article.

Over the years, I have become very critical about defaulting loans in the U.S. If I have to live within my means, so should everyone else.
well that shouldn't stop you from making comments should it?

I had a college buddy who from Holland that did not want to do military time, so he stayed in college long enough to age out of the mandatory service. Worked for him.
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Old 07-03-2013
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Re: This is what I call a motivated college student... afloat.

Don't assume living on a boat will save you any money going to college in the U.S., at least if you are one of the many students on any kind of merit/financial aid.

I got a job my senior year in college that came with free rent. (Actually, the job only paid free rent - no salary.) So when the job came up in my financial aid renewal, the college cut my merit scholarship by the same amount.

So, essentially, I worked for year, for free.
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  #28  
Old 07-03-2013
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Re: This is what I call a motivated college student... afloat.

Obviously i can’t post a link for the usual reason, but here’s the article in full, inspirational stuff..............

Quote:
American students aren’t the only young people feeling the crush of student loan debt. British college grads carry an average $25,000 USD worth of debt after graduation, just $2,000 shy of their American comrades.

To escape falling into a similar fate, UK native Joe Pearce, 23, took extreme measures to stay debt-free while attending graduate school — he lived on a boat.

Pearce was kind enough to chat with us by phone recently and tells us how he managed to turn a 23-foot sailboat into his own get-out-of-debt free plan:

“There was no financial back-up plan.”

Pearce, who studied hydrography as an undergrad (the science of mapping bodies of water), managed to pick up the tab for his £10,500 ($16,000 USD) degree on his own, in part thanks to a hotel that gave him free lodging in exchange for work.

“Most people have parents for financial support, but my dad lost his sight with multiple sclerosis and he used to be the breadwinner, so there [was] no financial backup,” he said.

The plan after graduating was always to go for his Master’s, but Pearce was determined not to go into any debt. That meant finding a way to take care of the £3,700 ($5,700 USD) cost of the program.

Making matters worse, he’d just broken up with his live-in girlfriend.

“My girlfriend and I shared rent of £100 ($150 USD) per week, so when we split, I was left with £400 ($600 USD) a month,” Pearce said. “I [knew I] wouldn’t have enough to finish my Master’s.”

Inspiration struck.

Pearce’s love for water was practically genetic. He grew up on the Isle of Wright and studied in the seaport town of Cowes, well-known by locals as the international home of sailing.

“I’ve always had a soft spot for the sea, and [boating] is in my heart,” he said. ”My best memories as a child were … going out on my dad’s boat, kayaking around the coast and estuaries of the island and visiting my grandpa in Cornwall with his moorings and boats … So I wondered, what if?”

If he could actually make living on a boat a reality, he’d have to find the right vessel – at the right price point.

He hit the Web, eventually coming across a 23-foot sailboat named The Golden Cloud.

The owner wanted £3,000 ($4,600 USD) for her, but Joe managed to barter the price down to £800 ($1,200 USD) – just about the cost of two month’s rent.

He was home.

The Golden Cloud wasn’t exactly a luxury yacht.

The Golden Cloud was built in the early 1970s and it didn’t take long to show signs of age. It leaked on rainy days and was rotted in spots. At its tallest point, the cabin reached five feet, so Pearce, who clocks in at just under six feet tall, spent much of his time crouched down.

“It’s like camping in a wooden tent that can float,” Pearce said. “It’s really not a babe magnet, not with the rot and mould and half-finished wooden tables and tiny bunks.”

For the price of £1 ($1.50 USD) a day, Pearce moored his boat at a UNESCO nature reserve, saving hundreds on the cost of docking in a nearby marina. He relied on his neighbours to teach him how to “control the beast,” helping to fix leaks and deal with mechanical problems.

“On a sunny day it was a lovely place to be,” Pearce said. “On a rainy day when it [the boat] was leaking from the ceiling and there was condensation inside, you don’t really want to be there.”

There were other drawbacks to life at sea. Pearce was eight miles away from campus and bicycled the distance every day to avoid the costs of fuel or public transportation. For money, he still worked at the hotel, using most of his spare cash to buy essentials like a heavier sleeping bag or solar panels for the boat so he could have electricity.

His resourcefulness didn’t end there. Pearce replaced the toilet with a wood-burning stove, which doubled as a heater when the cabin got to a numbing 17 degrees Fahrenheit. He cooked meals onboard, too, using drift wood from the nature reserve for fire.

Pearce estimates that he saved £5,500 ($8,500 USD) by living off of his boat.

It all paid off in the end.

When he graduated with his Master’s in December 2012, Pearce was dirt broke and totally debt-free.

“I had the money to [travel] when most people come out of university with debt,” he said.

With his meager savings, he was able to afford a plane ticket to Greenland, where he spent time volunteering.

After his return from Greenland, he settled back on The Golden Cloud and sailed the 500 miles home to the Isle of Wight off the coast of England. On his way home, Pearce raised somewhere around £400 ($600 USD) for Lifeboats and Isle of Wight Society for the Blind, two charities that helped his dad after he lost his vision.

Now, Pearce hopes to join the Royal Navy as a hydrographer, but until then he plans to take The Golden Cloud on a few more adventures.

“The boat is on a river close to the sea,” he said. “I take my dad out fishing and in the long run I hope to do a lap of Britain.”
Google >> Student lives on boat for 14 months to avoid that student debt thing << and you will find it.......
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  #29  
Old 07-06-2013
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Re: This is what I call a motivated college student... afloat.

Stay gold, Harborless.... Stay gold
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Last edited by Sal Paradise; 07-06-2013 at 08:28 AM.
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  #30  
Old 07-06-2013
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Re: This is what I call a motivated college student... afloat.

Good on him! That's what I'm doing too :-) Living aboard cut my commute to school down to about a minute and a half too!

Bob: I'm hoping this will be the first year I manage to pay my costs without a loan, but I work every single day, and most evenings too. I also take the minimum course load to give more time for working, and less expenses.

Education is a fortune these days... When my dad was in university, the wages for comparable work were only about 25% lower, yet the costs he paid were more like 75% lower. I can't even imagine trying to pay a US school bill, I had to turn down several US schools I'd have loved to attend because I couldn't afford it.
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