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post #11 of 14 Old 07-12-2013
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Re: Chesapeake sailing--western or eastern shore?

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Moving a boat into Va waters means a personnal property tax assessed by what ever county the boat is in on Jan 1st. I have a 25 years old boat and there is a wide range of values that could be assigned. Does anyone here have experience dealing with this matter? The boat will be located in Deltaville.
Middlesex county does have Personal Property tax on boats. It is assessed on a percentage of the book value of the boat and were pretty nominal on my older boats (88 Oday and 91 Catalina).

When I moved to MD waters I had to pay a percentage of the boats value to MD. In my case it was 2 or 3 percent since I had already paid some sales tax to VA. I determined I would need to keep my boat in Maryland waters for 4+ years to break even against staying in VA when I moved a couple of years ago. However I think MD has raised the two year "registration fee" to about 1/2 of what I was paying Middlesex for PP tax so the breakeven will be longer now.

The savings on everything else in Deltaville vs. the northern bay will more than offset the cost of PP tax. I think there are counties around Middlesex that do not charge PP tax on boats. I seem to remember rumors that Northumberland county didn't tax boats.

HTH.

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post #12 of 14 Old 07-12-2013
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Re: Chesapeake sailing--western or eastern shore?

It comes down to $$$ and what ELSE you want to do.
I live on Kent Island. Slips are about half the going rate in Annapolis and I have 5 minute access to a broad and uncrowded river to sail in. At sailboat speeds, I am 2 hours to Rock Hall, 3.xx to Saint Michaels and Annapolis. $350K will get you a nice townhouse litterally steps from my marina where I pay $3K/yr ofr a slip that is about 45 feet long. By road, absent traffic jams, we are 25 minutes from downtown Annapolis.

Annapolis is a place like no other - you are right in the CENTER of every kind of sailing activity you can possibly imagine. You can go rural out past the island on the Eastern Shore and be very quiet and isolated. Don't be TOO worried about crowds though. While every boat that floats heads to Saint Mike's, 99.5% of them never go anyplace else in the Miles River. Quiet anchorages are within 30 minutes or so. We would frequently go up Leeds Creek and have a nice anchorage and beach to ourselves all day and return to Saint Michaels for dinner. As for Easton, it is a nice town but not really a boating town. Despite being on the water, al the boats seem to based farther down the Tred Avon at Oxford. Speaking of which, Oxford is (in)famous for being the town that NEVER changes and where 80 is young
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post #13 of 14 Old 07-12-2013
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Re: Chesapeake sailing--western or eastern shore?

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It comes down to $$$ and what ELSE you want to do.
I live on Kent Island. Slips are about half the going rate in Annapolis and I have 5 minute access to a broad and uncrowded river to sail in. At sailboat speeds, I am 2 hours to Rock Hall, 3.xx to Saint Michaels and Annapolis. $350K will get you a nice townhouse litterally steps from my marina where I pay $3K/yr ofr a slip that is about 45 feet long. By road, absent traffic jams, we are 25 minutes from downtown Annapolis.

Annapolis is a place like no other - you are right in the CENTER of every kind of sailing activity you can possibly imagine. You can go rural out past the island on the Eastern Shore and be very quiet and isolated. Don't be TOO worried about crowds though. While every boat that floats heads to Saint Mike's, 99.5% of them never go anyplace else in the Miles River. Quiet anchorages are within 30 minutes or so. We would frequently go up Leeds Creek and have a nice anchorage and beach to ourselves all day and return to Saint Michaels for dinner. As for Easton, it is a nice town but not really a boating town. Despite being on the water, al the boats seem to based farther down the Tred Avon at Oxford. Speaking of which, Oxford is (in)famous for being the town that NEVER changes and where 80 is young
If sailing where the only consideration, Maryland is hard to beat as Joe describes (I do think no traffic from the eastern shore to Annapolis is optimistic especially on a summer weekend).

However, everyone has to perform their own calculus to weigh all the variables and for me, if I had my druther's I'd be in VA waters as a retiree.

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post #14 of 14 Old 07-12-2013
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Re: Chesapeake sailing--western or eastern shore?

Palm, Northumberland does tax boats: something like 1% on 20% of its fair market value. But slips on Cockrels Creek are cheap and houses even on the water are relatively inexpensive compared to the northern Bay or the Tidewater/Hampton Rhodes area. But one's got to like country living to live here.

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