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Rug7236 10-31-2013 08:44 PM

Survey?????? I've never had one
 
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Hey there guys and gals,

I am new to sailing and new to the SailNet. I caught the bug hard and purchased a Hobie Holder 14 after my wife and I's second sailing lesson, and just love it. Im already looking at a 2004 Catalina 22 MKII. My question here is about the survey. I have purchased roughly 4 boats in my life and I have never
even heard of a survey. I'm ignorant so go easy on me as I have always been the 5 times a year boater (until I discovered sailing my little Holder) kind of guy. This 2004 Catalina will be purchased from a Broker. The boat looks great!!!! The outboard runs great. The boat is on a trailer and I have really crawled all around it and can't find anything wrong. $750 for a survey was the quote (northern California, SF Bay area). Any constructive input would be appreciated.

chuck53 10-31-2013 08:51 PM

Re: Survey?????? I've never had one
 
I guess you do live in the high rent district. I paid less than that for my Catalina 34'.

DRFerron 10-31-2013 08:53 PM

Re: Survey?????? I've never had one
 
Generally, a survey will tell you what is wrong with the boat and is usually required by insurance companies before you'll be able to get it insured. Think of it like a home inspection before buying a house, but for boats.

That said, my first boat was a 22 footer and I did not have a survey done. At the time, I also didn't know what a survey was, but in retrospect, having gone through it with my current boat, I'd not get one on another 22 footer should I buy another one. That first boat was covered under my homeowner's insurance and a survey wasn't required anyway. I did have someone I knew who was an experienced sailor crawl around on it and let me know if it would at least float and the condition of the sails. I wasn't that concerned about the rest as I wanted a boat to teach me about all the other things about owning a boat, not just the sailing part.

For what it's worth, I seriously doubt that I'd buy a boat that size from a broker, either, only because of the money that might be tacked on to the cost of the boat to cover the broker's fee.

$750 seems high for a boat that size. I paid a third of that for my 30 footer but I'm in a different location. Was the surveyor recommended by the broker? That would be a red flag for me.

Good luck with whatever you decide.

Faster 10-31-2013 09:03 PM

Re: Survey?????? I've never had one
 
If you're going to finance or insure the boat you'll likely need a survey.. It's sometimes difficult to justify on a real simple boat, but you are getting into a somewhat more complicated boat than previous.

Ultimately you may not have a choice.. And I agree that $750 for a C22 is darn steep... I'd have thought half that .

capttb 10-31-2013 09:12 PM

Re: Survey?????? I've never had one
 
$750 is out of line even here in California, here's a price list for a group of surveyors I've used in the bay area that's been in biz for 50 years.
OUR RATES | San Francisco Marine Surveyors

chuck53 10-31-2013 09:34 PM

Re: Survey?????? I've never had one
 
I agree totally with what Donna said above.

Also, just so you know, there are 2 types of surveys. A pre-purchase survey and an insurance survey. A pre-purchase is much more involved and detailed, of course costing more. An insurance survey isn't as involved and costs, maybe a third less. For a boat like you are looking at, smaller, newer and spending probably most of its time on a trailer, an insurance survey is enough, especially if you have gone over it and are comfortable with its condition. The insurance survey will satisfy both your lender and insurance carrier.

I'd look around for other, more reasonable surveyors. Ask around for recommendations.

Rug7236 10-31-2013 10:15 PM

Re: Survey?????? I've never had one
 
Well for my first post on SailNet Ive got to say that you guys rock!!!! I really appreciate it. I'm doing my best to be objective, but im in the "I'm getting a new boat!!!!" mode. Wish me luck and thanks again. Im going to check out some of the survey companies you suggested and get more quotes on the survey. hopefully Ill be posting pics of my new C22 soon. :)

BarryL 10-31-2013 10:32 PM

Re: Survey?????? I've never had one
 
Hey,

A Catalina 22 is a pretty simple boat - no inboard engine, no real galley or head, very simple DC electrical system, etc. If you spend time looking around you should be able to determine if the boat is good or not. I did not have a survey done on the C22 I bought. I did get my Newport 28 surveyed because that had a whole lot more stuff on it.

good luck,
barry

jimgo 10-31-2013 10:33 PM

Re: Survey?????? I've never had one
 
If I may ask, what are you paying for the boat? If it's under $5000 or so, you may not NEED a survey for insurance, depending on which insurance company you use. Now, you way WANT a survey to help you find unforeseen problems, but I'd call the insurance company to see if its necessary.

Ron may be right, you may need one for financing. I haven't tried that.

rgscpat 10-31-2013 10:46 PM

Re: Survey?????? I've never had one
 
Even a $20,000 boat might not need a survey as far as the insurance company is concerned if you are only sailing coastal or inland. With our local homeowner's insurance agent, all they wanted was to take a picture of the boat. Most of the smaller, simpler boats just aren't surveyed, though having a boat-savvy, tough friend go with you to reality-check the boat is a fine idea. Specialty marine insurers do have some advantages and may cover some things that aren't covered by a policy issued by your homeowner's agent, but the local insurance guy is probably fine for most things.


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