What I'm really curious about is why when someone posts that they have cruised for 37 years for under 500 per month somebody would call BS? Would you say that to their face, or is it just hiding behind the guise of the internet? Its rude, uncalled for and unwarranted anf unappreciated but I guess that were society is today.
I'm 45 years old, when I was 30 there wasn't a human alive that could convince me that I could have lived off of less than $15,000.00 per month but guess what you can. I'm currently in one of the most expensive area's in WA state but its not effecting my budget at all.
I pulled the boat to do some bi annual maintenance, monthly yard bill $44.00, labor $00.00 housing on the beach in a million dollar home $00.00 Yard supplies for 90 days just under $400.00. I have spent 27.50 year to date and expect another 200 to go out the door. On my current budget of $500.00 per month I'm saving an average of $150.00 per month. I'm saving $1,800 per year. I'm just curious how many people here carry Zero debt and are saving over $1,800 per year?
Being debt free is the first big budget saver and cooking from scratch is the second, I suck at cooking but am learning. I don't pay dock fee's and was even invited to stay a month free by the local marina at the end of summer.
Only time will tell my real budget but if you don't think outside of the box I can tell you it will be quite expensive where ever you are. My hope is that as life progresses my budget will get easier and my monthly income higher. I found that selling the car and shutting off the cell phone were two of the healthiest things I have ever done for myself. I also try and avoid processed food's. Sure it costs more to buy from the local farm but their is a ton more nutrients so we eat less and feel fuller so it actually cost less in the long run.
One thing I can tell you for sure back in the days that I was making more in a month than most Americans make in a year I wasn't happy. Now that I live below the US poverty level I live and feel like millionaire. My riches are in quality of life and time to live it as I choose.
If I have to stop and scrub toilets for a month to buy a new piece of gear it beats the hell out of a lifetime of doing 5 MPH in traffic for 2 hours a day. Its our ego that hold us back more than almost any other barrier in life, I have killed mine and now am free of the dock lines in life that bind us