using homeowner''s insurance for boat - SailNet Community
 
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post #1 of 2 Old 06-07-2005 Thread Starter
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using homeowner''''s insurance for boat

greetings - maybe its penny-wise, etc., but i''ve decided that given the
financial situation, i most need liability protection, in case caper, our pearson triton
comes off her mooring, wiping out half the cape vincent "fleet" -- when
i approached an insurer about this, they said its already on my
homeowner''s insurance -- but in looking at this, it seems to be saying
its limited to sailboats under 26'' -- anyone have any experience with
this?

thanks, bob
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post #2 of 2 Old 06-08-2005
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using homeowner''''s insurance for boat

You want as real boat insurance policy.

While liability is one aspect, suppose your boat sinks. You need a policy to haul it out and clean up the mess (you can''t leave it for dead in US waters) . It''s not jusy one situation you need to worry about. Many bad things are possible a real policy will cover you for more things.
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