I've been hit twice. Once ont he hard whcih did minimal damage - a burned spot on my upper shroud that did need replacing as one of the strands was burned through.
Time 2 was in my slip. I was not aboard. Lightening blew my
battery charger apart scattering its pieces throughout the bilge. All my electronics were fried and I had to replace all my bronze thru hulls.
I view dissipators with suspicion. One company offers a guarentee. They will pay your insurance deductable if you get hit. What a scam. I think their dissipater costs around $300. Insurance companies figure .1% of boats get struck. Do the math. That company sells thier disapater for $300 each - it cannot cost them even $100 to make it but give that to them. They sell 1000 at $200 profit = $200,000. One of those boats gets hit (insurance figures) and they pay out the $500 deductable. A $199,500 profit per 1000 units. Someone hit on a great idea.