How do you fund your sailing... Hints, tips, just frugal? - Page 6 - SailNet Community
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post #51 of 92 Old 03-21-2007
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SD,
I'm trying to be serious here, and all you can do is make jokes. If you and your jokester friends want to laugh it up and have a good old time, I suggest you go to another thread...
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post #52 of 92 Old 03-21-2007
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Sailhog-

I am being serious... There are far more large industrial hog farms and cattle farms in the mid-west than there are along the eastern seaboard.

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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
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her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.

—Cpt. Mal Reynolds, Serenity (edited)

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post #53 of 92 Old 03-21-2007
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SD,
While these are excellent points, you're not taking into account the considerable barge traffic on the Mississippi, strong river currents, and the local customs that frown on "pleasure hogs" who swing into town on their sailboat to make a quick buck.
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post #54 of 92 Old 03-21-2007
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I was just trying to point out where you could get the most bang as a buck...

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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.

—Cpt. Mal Reynolds, Serenity (edited)

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post #55 of 92 Old 03-21-2007
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You've got me laughing pretty hard now...
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post #56 of 92 Old 03-21-2007
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Thanks... I think...

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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.

—Cpt. Mal Reynolds, Serenity (edited)

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post #57 of 92 Old 03-21-2007
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I don’t know if anyone has said this yet but…use the 1/3 rule. Take all of your income and divide it into 3 equal parts. 1/3 is to be saved and not spent unless you have an emergency. 1/3 is to be invested into the market (believe it or not it is possible to make money this way and with time and good choices you can have this paying for everything). The last 1/3 is for living and toys.

Or you could sell the dingy and make quests swim out to meet you.
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post #58 of 92 Old 03-21-2007
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[QUOTE=JT1019]I don’t know if anyone has said this yet but…use the 1/3 rule. Take all of your income and divide it into 3 equal parts. 1/3 is to be saved and not spent unless you have an emergency. 1/3 is to be invested into the market (believe it or not it is possible to make money this way and with time and good choices you can have this paying for everything). The last 1/3 is for living and toys.QUOTE]

Except for the fact that the average american spends 1/3 of their income on housing....
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post #59 of 92 Old 03-21-2007
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Traditionally 20-25% is spent on housing.
You could use the rule of 1/4's instead.
1/4 on housing....1/4 to live....1/4 to save and 1/4 to invest

Would take a bit longer but sounds more do-able.
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post #60 of 92 Old 03-21-2007
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Housing is going up faster than inflation and wages as a general rule. When I bought my place back in '97 it was less than $200k, it's worth well over $500k today... I know my salary didn't go up by almost 200% in that same time...

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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.

—Cpt. Mal Reynolds, Serenity (edited)

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