What are you paying for boat insurance? - Page 3 - SailNet Community
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post #21 of 23 Old 06-26-2007
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In addition, I would of had to get another survey for Hartge.

Cheers,
Shawn

S/V Windgeist
1982 Tartan 37C

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post #22 of 23 Old 08-17-2007
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I've had it with Insurance. I WAS insured with Allstate-- $1,800 annually. Filed a claim on some major hull damage. NEVER HEARD BACK FROM ALLSTATE! That was over 4 months ago. I am NOT in good hands!

It's my opinion that people are over-insured on just about everything these days.
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post #23 of 23 Old 08-17-2007
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Progressive will insure older hulls but they'll only go up to $20,000. They often do not require surveys.

One thing to consider if you are thinking about a liability only policy is the cost of salvage. Most policies will cover the payout for the boat plus the salvage costs. Even sinking at the dock can be extremely expensive. After Katrina, they were charging a fortune. I know one person who paid $3000 to have his boat lifted with a mobile crane (already on site) from the SYC parking and into the marina - a distance of maybe 15 feet.

-Jason

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