Midliefesailor
Yes, its correct, you can get higher speeds than theoretical hull speed, (which is a calculation based on hull lenght at water
line, based on bow wave height and separation between the bow and aft waves), if your hull starts planing, meaning it
rode the wave and is now "surfing" on it, so the wave is no longer an obstacle, or if as you well said, when healing, the water
line increases due to the overhangs, but so does drag and other limitations.
Please check these threads bellow
HULL SPEED
GZ
and this site. In this site if you place the cursor over the rectangles, it explains what is what.
SAILCALCULATOR
Hope it helps