My 15 ton, 40 foot boat costs approximately two-thirds the total expense I would have yearly with a $35,000 car when you consider depreciation, insurance, maintenance and fuel.
My yearly fuel bill is about $300-$400, my club membership is about $1,500. my summer dockage and winter storage is about $1,600, and I have to spend $35 per month at the club restaurant. My insurance for this boat is $1,400 a year.
Total: under $5,000 per year. I figure the yearly cost of a sedan is close to $8,000.
Now, as I am currently equipping the boat, I am spending a fair bit on gear and services, but I consider that "home improvement".
Also note that if I lived in that nice new car, I would be considered homeless. If I lived on the middle-aged sailboat, I would be considered wealthy.
Funny world, isn't it?
(My 33 footer cost less than $3,000/year at the same club, so I imagine a 25-footer would be economical compared to that.)