Join Date: Jul 2007
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Do I file insurance claim or pay/do repair myself
This is my first year as a saiboat owner and it's been a great year.
However, my 1987 Catalina is leaking, about a half a gallon in 24 hours. The boat will be pulled next week. Insurance will only cover the repair if done by the yard. My question is should I file a claim ($750 deductible) and risk being blacklisted by the insurance companies, as person that filed a claim during their first year as a boat owner. Or should I repair the boat myself, I have access to competent help.
Will post the estimate, once I speak to the yard.
Just wanted to get some initial thoughts.