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I wouldn't suggest the pursuit of a free anchorage is paramount, I only mentioned New london because that's the closest "general anchorage" I saw on the charts. On 12372_1 all I see in stonington are "Special Anchorage" which means someone's mooring field and fees pretty much inevitably. (Unless you've got club reciprocity.)
A lot of the coastwise towns have some sort of bus services connecting them. First time I went out of Newport RI, the only was I could get in was Amtrack to Providence RI and then, sure enough, a local 1/2 hour bus ride. The meander a bit but you can't beat the price.
Maybe there are better places to just drop a hook, not in an anchorage, closer in to Mystic proper.