Join Date: Aug 2008
Location: Washington, DC
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Get a Survey!
Our boat is a 1986 that we have had for 12 years. Life got in the way a few times and we got behind in routine maintinence. Last Thanksgiving my wife suggested taking a year's cruise. Time to refit. We know this boat inside and out. Thought we knew all her "quirks". Since we had to have a survey for insurance purposes I decided to have one done before we started the refit. I asked around and found someone I felt confident in. He was pleased that I wanted to be there for the survey. I asked him to be hard on me. Find every problem he could. As the survey progressed he pointed things out and I asked alot of questions, pointing things out also. I also took notes through-out. He was full of knowledge, explained what I needed to do to bring up to ABYC standards and also what the insurance company would be looking for. He found a few larger issues I hadn't seen myself. We discussed problems that I thought existed... some he considered important, some were just age.
Due to the market condition and time of year I only had to wait about 2 weeks. I recieved a detailed report a few days after the survey, first by e-mail then snail mail. The report went into detail as to the existing problems and went on to suggest possible remedies. The surveyor has also been answering my questions since the survey.
Did he find everything, no. Did he identify the major issues, I believe so. I believe you should spend time going through the boat and equipment yourself first to familiarize yourself with the boat. Then have the surveyor in. ASK QUESTIONS!!!!! A survey is a team effort. Expect the surveyor to give you an accurate opinion as to the general condition of the boat and the systems as they are. Don't expect absolute perfection, do expect tthe surveyorto be professional and spend enough time with you and the boat to be through. My two cents.
"The hardest way is usually the easiest way."
"All I have to do is............."