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Old 03-07-2009
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Cheapest insurance

Hi, I am planning to live aboard, moving to a new marina. I am excited about it, but the new marina requires insurance. What is the absolute cheapest insurance possible? I do not care whether the coverage is good or bad, I just need the piece of paper saying that I have insurance. I have heard about classic car insurance that is really cheap... does this exist for boats?
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Old 03-07-2009
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My insurance is only for the damages that my boat can cause to others and the limit is not more than then value of my boat. This is a special insurance policy specially developed for the marina.
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Old 03-07-2009
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I just found a good one:

Progressive minimum coverage in all ways: $99 annually.

Compared to Geico at 228 that is pretty good!
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Old 03-07-2009
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Get liability only... that's all the marina cares about. However, I'd point out that salvage and enviromental remediation coverage is probably a good idea... as the cost of cleanup if your boat sinks and leaves a slick of diesel behind are astronomical—as are the fines if you don't clean it up.
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Old 03-08-2009
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Check this link:
The Frugal Mariner: Advice for the cash-starved boater -- Boat Insurance
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Old 03-09-2009
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Quote:
Originally Posted by tager View Post
I do not care whether the coverage is good or bad, I just need the piece of paper saying that I have insurance.
In that case, you will get just what you deserve!!
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