The marine forecast is not the same as what gets reported by the news. It's possible that he was reading the inland non-marine forecast or the forecast for SF Bay. I'm sure the USCG who was on scene knew where to look; they recovered one body at the scene and said that the second was lost while trying to recover him. I don't know if this was before or after the boat beached; but I think it was out near Mile Rock.
If you look at the article (link in OP), the reporter was accurately quoting the Marine forecast, and using it to imply it was just another Summer day on the Coast. As you have acknowledged, it wasn't. That fact is probably a major clue as to the cause of the accident. Aren't reporters supposed to deal in facts ("What, When, Where and Why)? The way he reported it, it appears that an experienced Skipper (he sailed the boat for over 20 years) and his wife fell out of a perfectly seaworthy boat under usual weather conditions ("Why"?). It simply didn't happen that way, and if the reporter was outside in the Bay Area that Sunday, he should have had a clue. Bridges issued high wind warnings, Great Highway was closed do to sand drifts, and at my marina, which is relatively sheltered, we had gusts to 40, etc.
Then...the local TV station repeats what the Coast Guard told them ("Where"), despite the stations own helicopter video footage showing the Boat clearly on China Beach in SF, NOT Marin.
Yes, the Coast Guard found the boat (still afloat) off Seal Rock when it was reported in distress by someone dining at the Cliff House. In fact, (as reported in the article) the CG "opted not to tow it due to rough conditions" (yet another clue that it wasn't a usual day!). But it still concerns me that a spokesperson for the CG could get a geographical fact wrong, and release it to the Media.
I was able to read through the BS simply because I'm a sailor, and know the area. How often am I accepting incorrectly reported facts on something more important, on which I know less about, i.e., Finance or Foreign Affairs.
Simply another case of junk journalism and several people not paying attention to their jobs IMO. Don't mean to rant, but as this story unfolded, I kept thinking....Huh? If I did my job with the same attention to detail, buildings would be falling on people!
Anyway, back on topic. In a small way, I think I felt a little defensive for the Skipper who can no longer speak for himself. I don't think the cause of the accident has been (or may ever be) determined. However, I certainly don't think he fell out of the boat under "usual" conditions! I guess the lesson I take away is that; if you go offshore, you should have jack lines and harness at the ready. Even for short distances, when "normal" conditions are predicted. Though I don't know it applies to this case, it's also a reminder not to hug the coast when approaching the Gate. I can see where it is very tempting when you've been Beating forever, and want to get home (you can see the GG Bridge peeking around the corner from where the boat was first spotted!). However, you can get in serious trouble in a hurry. "Stay outside young man", until you are in the channel (or you may not get old