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In that case, as I said above, I don't know what the legality would be. As a practical matter, for the safety of the officers, it's probably safer for them to board your vessel than to try to conduct their inspection between two boats which are pitching and rolling, not necessarily in unison. Maybe they can conduct a full safety check from their boat in your case, but in a larger cabin cruiser where there are electrics and inboard engines, then obviously they can't. They follow a standard protocol, which is to board the vessel because it's safer and easier.
If you feel very strongly about it -- and I have tons of sympathy for you if you do -- then challenge them about it. Next time they ask to board, politely but firmly tell them that you do not want to be boarded, you don't believe they have the authority to do it, and that you will oblige them in a safety inspection from where they are if they would like. That's the only way that unconstitutional or improper practices are reversed, is if someone challenges it. I also sail on an inland lake, and I'd be pretty miffed at being boarded by a County Mounty just out trolling for some ticket revenue.
But as I said, I'm 110% NOT a lawyer, so I don't know if what they're doing is illegal or improper or not.