Join Date: Nov 2009
Thanked 17 Times in 16 Posts
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Although certain that this is for a good cause you better get the insurance company to put it in writing before you auction the cruise. 99/100 times no problems will probably arise and all is well. The charity makes money, the buyer has a great experience, and the boat owner can write it off and feel good about it.
1/100 someone falls and cracks their skull, falls overboard and is stressed, or someone drowns. The buyer then either collects from your insurance company, or you and your insurance company, or you alone. They may buy a cruise and end up owning your boat.
I would not worry about the CG giving you grief as it is charitable and most likely you get a warning. However, the liability issue is way to risky in my opinion. We know our friends when they come on board or in our house. Even then, there have been many cases where the friendship ended when the injured party saw the $$$$$ signs. Now you are taking a stranger out?
I know people that have done it. To my knowledge none of them have had issues.I have done it but my boat is in a charter program part time AND I make certain that a captain is on board to cover my ass. Proceed at your own risk...but let us know how it turns out if you do it.