A good survey at least gives you a baseline for what you need to fix or look at on a boat. It won't catch everything, but it is certainly better than nothing at all.
Very well said. When we bought our boat, last year, we used a surveyor from my days as a broker. Paul is good, but I wasn't too surprised to subsequently find a few things that he had missed. Nothing serious; and it is the nature of the beast.
I don't know what things are like on the east coast, but in BC, don't even waste your time asking a surveyor to look at rigging. For liability reasons, most of them won't go there.
A lot of our major expenses have been related to rigging, but I have been lucky enough to work with a rigger who I have known for awhile and fully trust.
I would advise the OP not to be too discouraged. At the same time, I would also advise him that during his first year of ownership, he can plan on spending the equivalent of his purchase price on repairs and improvements. This held true for us. The surprise for me was when I compared notes with our sailing buddies; and found that it also held true for everyone of them.