Join Date: Dec 2010
Location: Maryland - USA
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I wouldn't jump in with both feet this time of year. As stated above, in this economy it's a buyers market and there are a zillion boats out there for sale an excellent prices. Additionally, surveys should be done during relatively warm, dry weather when the boat is on the hard. Moisture meters are extremely sensitive and it doesn't take more than a light dew to provide a false reading.
Additionally, check out the surveyor's reputation before having the survey done. There are lots of marina surveyors out there, some of which are very, very good. Unfortunately, there are lots of bad ones too.
You didn't mention how much the boat cost and the area where expect to sail. Just food for thought.