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  #1  
Old 01-26-2011
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Insurance company in BC, Canada

Hi, what sort of boat insurance companies are you guys using in BC? I've been with Premier Marine for last 6 years although I did not have any claims and hope to keep it like that. I did hear though that they are not very good one when it comes to claims and payout. Any suggestions?
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Old 01-26-2011
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I know this isn't much help but at least it gives you a couple of more companies to consider. I use Beacon Underwriters through a broker and I have never had a claim so not really sure how they are in that regard. I have heard Dolphin Insurance mentioned quite often but unsure about them.
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Old 01-26-2011
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If you are involved with the Canadian Power and Sail Squadrons, I know that Cowan's is one of their sponsors and that they give a percentage discount for CPS' classes that you have passed. This is from the CPS website:
CPS GROUP INSURANCE
by Cowan Insurance Brokers *

*
Boat Insurance:
Members save from 15% to 40%
Associates save up to 5%
Includes Identity Theft protection.
*
CPS Group Home & Auto Insurance

I use them, but have never had a claim with them.

I do not work for Cowan, nor am in any way associated with them, other than being a customer.

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Old 01-26-2011
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We've been with Premier most of the last 2 decades. We've also used Beacon. Premier's premiums are considerably better, however we've not made a claim and you never know til then, do you?

I did drop Premier one year when we bought our latest boat - in November. The survey had a number of recommendations including sealing leaking ports, and Premier insisted that all of them be done within 30 days - not exactly the season for that kind of work around here. We went to Beacon but the premiums were nearly $200 more. Premier took us on again once the recommendations were dealt with in the spring.

Of course, should a major claim be required that $200 may look cheap.....
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