Just another Moderator
Join Date: Sep 2005
Location: New Westminster, BC
Thanked 314 Times in 301 Posts
Rep Power: 10
We've been with Premier most of the last 2 decades. We've also used Beacon. Premier's premiums are considerably better, however we've not made a claim and you never know til then, do you?
I did drop Premier one year when we bought our latest boat - in November. The survey had a number of recommendations including sealing leaking ports, and Premier insisted that all of them be done within 30 days - not exactly the season for that kind of work around here. We went to Beacon but the premiums were nearly $200 more. Premier took us on again once the recommendations were dealt with in the spring.
Of course, should a major claim be required that $200 may look cheap.....
1984 Fast/Nicholson 345 "FastForward"
".. there is much you could do at sea with common sense.. and very little you could do without it.."
Capt G E Ericson (from "The Cruel Sea" by Nicholas Monsarrat)