Join Date: Feb 2007
Location: New Jersey
Thanked 63 Times in 62 Posts
Rep Power: 9
Jim, I think it was Neil Young who said..." Love the one you're with"
It's so much easier to Love a boat that's completely paid for, than one that competes for all your disposable income. ( especially with college bound kids)
I've couldn't help notice that you started out talking about 2 feet more, but then talk about a 40 footer ( 6 feet more) That's a huge difference in boats.
I have to 2 ft 'itis from time to time. The newer 362 sabre, has a full shower, that my older 34 doesn't, and a few other features that appeal to me.
The thing about jumping up is that everything jumps up. I assume that you have slip or mooring fees, haul out fees etc. So, not only would you be paying a loan, you'd be taking on all the other increased fees that come with a larger boat, not to mention the fact that everything you purchase for a bigger boat has a larger price tag.
So you have to ask, how much you are willing to spend on an annual basis for the space or the features you don't have now? For me an extra 2 feet would cost me around $400 yr. just in slip fees. Which ain't all that bad... 6 foot more would easily be an extra $1,000. yr. in addition to larger sails, thicker lines, bigger anchors, etc etc.
For now, I've decided to love the one I'm with.