Sailing Insurance? - Page 3 - SailNet Community

   Search Sailnet:

 forums  store  


Quick Menu
Forums           
Articles          
Galleries        
Boat Reviews  
Classifieds     
Search SailNet 
Boat Search (new)

Shop the
SailNet Store
Anchor Locker
Boatbuilding & Repair
Charts
Clothing
Electrical
Electronics
Engine
Hatches and Portlights
Interior And Galley
Maintenance
Marine Electronics
Navigation
Other Items
Plumbing and Pumps
Rigging
Safety
Sailing Hardware
Trailer & Watersports
Clearance Items

Advertise Here






Go Back   SailNet Community > General Interest Forums > General Discussion (sailing related)
 Not a Member? 


Reply
 
LinkBack Thread Tools
  #21  
Old 03-06-2011
hellosailor's Avatar
Senior Member
 
Join Date: Apr 2006
Posts: 10,040
Thanks: 0
Thanked 50 Times in 49 Posts
Rep Power: 10
hellosailor has a spectacular aura about hellosailor has a spectacular aura about
You may also be able to get the boat added to your liability coverage on your auto policy, if you have one. Or you may be able to take out a simple "umbrella liability" coverage.

If you have any coverage with any insurer--ask. I also wouldn't spend any money on "comprehensive" coverage of the boat, spend it on a towing policy instead. But liability for any damage you might do, to other craft, is a bigger issue. Also note that if your boat sinks in the wrong places, you'll be required to remove the wreck--and that can easily run five figures. Something you'd want the liability coverage for.
Reply With Quote Share with Facebook
  #22  
Old 03-09-2011
Senior Member
 
Join Date: Nov 2010
Posts: 116
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 4
YeahJohn is on a distinguished road
$80 a year from aaa. Liability, recovery, and environmental included. Works for me.
Reply With Quote Share with Facebook
  #23  
Old 03-09-2011
TakeFive's Avatar
If it's blowin' I'm goin'
 
Join Date: Oct 2009
Location: Swarthmore, PA
Posts: 2,282
Thanks: 1
Thanked 26 Times in 26 Posts
Rep Power: 5
TakeFive will become famous soon enough
Quote:
Originally Posted by YeahJohn View Post
$80 a year from aaa. Liability, recovery, and environmental included. Works for me.
AAA told me that they do not underwrite boat policies themselves - they act as an agent for other companies, and those other companies can vary all over the map for cost. Could you check your policy and let us know who the underwriter is? That could help greatly in speeding my search. My current policy expires in about 2 weeks, so I need to move fast if I'm going to change companies.
__________________

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

Formerly posted as "RhythmDoctor"
1998 Catalina 250WK Take Five (at Anchorage Marina, Essington, on the Delaware River)
1991 15' Trophy (Lake Wallenpaupack)
1985 14' Phantom (Lake Wallenpaupack)
Reply With Quote Share with Facebook
  #24  
Old 03-10-2011
Senior Member
 
Join Date: Nov 2010
Posts: 116
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 4
YeahJohn is on a distinguished road
Maybe it is just auto club of southern California that offers what I have, but we have home, car, and boat with them. They did everything over the phone and never needed a survey etc. for liability only. Are policy just has auto club southern California listed, and they included the stuff for our county and marina as a write in. Hope you can figure it out.
Reply With Quote Share with Facebook
  #25  
Old 03-10-2011
TakeFive's Avatar
If it's blowin' I'm goin'
 
Join Date: Oct 2009
Location: Swarthmore, PA
Posts: 2,282
Thanks: 1
Thanked 26 Times in 26 Posts
Rep Power: 5
TakeFive will become famous soon enough
Quote:
Originally Posted by callmecrazy View Post
I got a quote from progressive that was about $250 (300k in liability only) and then got a quote from USAA, who sent me a progressive quote, for over $500 for the exact same policy. If you want to use Progressive, I would suggest going directly through them instead of the middleman.
The AAA agent just told me that Progressive only covers wreckage removal at 5% of the value of the boat. If you have a $15,000 boat, you get $750 to remove its wreckage - about enough to remove your wrecked dinghy. Even if you have a $200,000 boat, $10,000 is not likely to cover its removal.

Buyer beware. Maybe your state requires them to provide better coverage for wreckage removal.
__________________

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

Formerly posted as "RhythmDoctor"
1998 Catalina 250WK Take Five (at Anchorage Marina, Essington, on the Delaware River)
1991 15' Trophy (Lake Wallenpaupack)
1985 14' Phantom (Lake Wallenpaupack)
Reply With Quote Share with Facebook
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

 
Posting Rules
You may post new threads
You may post replies
You may post attachments
You may edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance for caribbean sailing Snboard976 General Discussion (sailing related) 3 08-10-2008 09:45 AM
Sir Robin Sailing Blind Yacht Saga Insurance Monday 22nd January 2007 Latitude 43 48 S Longitude 12749E Miles To ... (Yachting Monthly) NewsReader News Feeds 0 01-22-2007 05:15 AM
Over the years, there will be smooth sailing and rough seas, but the right insurance (Orangeville Citizen) NewsReader News Feeds 0 01-18-2007 05:15 PM
Sailing Center In Insurance Dispute (WCAX 3) NewsReader News Feeds 0 07-12-2006 08:15 PM
solo sailing and insurance twblaw Cruising & Liveaboard Forum 3 08-22-2003 01:18 PM


All times are GMT -4. The time now is 09:43 AM.

Add to My Yahoo!         
Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
SEO by vBSEO 3.6.1
(c) Marine.com LLC 2000-2012