US Coastwise Insurance - Who do you recommend? - Page 2 - SailNet Community
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post #11 of 14 Old 03-07-2011
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I had BoatUS and was happy (granted I never had to use it) until I was prepping to take my boat out of the Chesapeake and to Florida. In researching that I found out about their "named storm" clause. Maybe it's changed now but a couple years ago if your boat was damaged in any named storm your deductable went through the roof. That's when I dropped them and went with my auto/home insurer...Allstate. Was cheaper then BoatUs and were no restrictions for travel and no named storm scam!
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post #12 of 14 Old 03-07-2011
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Anyone have experience w/ Progressive? My 1999 36' sailboat is insured with them - cheaper than Boat US and seemed like comparable coverage.
My previous boat was insured with USAA but they have stopped insuring boats and have an arrangement with Progressive. When I bought a new boat year before last, I went with Progressive mainly because it was easy. My boat was hit in a storm last summer while on its mooring with some minor gelcoat damage. The Progressive adjuster was excellent and I had a check within a week. I was impressed.
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post #13 of 14 Old 03-07-2011
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I had BOAT/US insurance and was pleased with what they had to offer. However, as a member of the US Power Squadron, I got a quote for the same coverage from the power squadron and wound up paying almost half for what I was paying for BOAT/US.
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post #14 of 14 Old 03-07-2011
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My previous boat was insured with USAA but they have stopped insuring boats and have an arrangement with Progressive. When I bought a new boat year before last, I went with Progressive mainly because it was easy. My boat was hit in a storm last summer while on its mooring with some minor gelcoat damage. The Progressive adjuster was excellent and I had a check within a week. I was impressed.
Yep - through USAA is how I ended up with Progressive. Have you had any issue with Agreed Value vs. Market Value with Progressive? I'll double check, but I am pretty sure my policy is clear about Agreed value. But I will certainly confirm.
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