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Go Back   SailNet Community > General Interest > General Discussion (sailing related)
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  #31  
Old 06-23-2011
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VIN Number

i would definitely file the police report I guess to the Environmental Police, and be sure to provide the outboard serial number. When you register a boat with an outboard, you need to provide the engine number.

I would hope (but do not know...) that the EP's sytem will flag that serial number and catch a new registration of the same number...just like a car. Maybe somone knows whether this is expecting too much from the Commonwealth of MA.
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  #32  
Old 06-23-2011
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$220 just sucks. I really wholly despise insurance companies.

Well, don't know about he environmental police but our State Marine Board (which every state has something similar) requires a serial number for the engine. It would be awesome if Mr.
Shatstain was stupid enough to register the thing.

Glad you're back motoring.
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Last edited by carl762; 06-23-2011 at 03:49 PM.
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  #33  
Old 06-23-2011
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Texas for example titles the outboard independent of the boat to help with the theft issue
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  #34  
Old 06-23-2011
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Quote:
Originally Posted by carl762 View Post
$220 just sucks. I really wholly despise insurance companies.
..
Not sure it's the insurance company's fault. They offer a variety of deductibles for us to select from. It's all about how much risk you want to bear to save on premiums. I've always elected to take high deductibles, and have saved far more money than
my cumulative copays were.
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Last edited by TakeFive; 06-23-2011 at 04:38 PM.
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  #35  
Old 06-23-2011
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I do the middle of the road deductibles, to save a little bit of money.

Insurance companies spend more monies denying claims and trying to get out of paying claims than actually just paying out in good faith. Some people never make claims for anything and pay premiums. They have money. I've seen insurance companies pay their lawyers more money than a claim is worth, just to not have to pay an insured. I see this on a daily basis at work.

They ARE a necessary evil. Just a little too evil ...
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  #36  
Old 06-23-2011
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...Insurance companies spend more monies denying claims and trying to get out of paying claims than actually just paying out in good faith...They ARE a necessary evil, I guess.
Actually not necessary at all. The only part that is necessary (per your state's statutes, your marina's contract, and/or your own feeling of responsibility to your fellow sailor) is liability (and maybe some medical in some states). If you don't want to cover theft or collision (or its equivalent on a boat), you're generally not required to have it. So you can rid yourself of much of the insurance company's expense and bureaucracy if you want to.

I remove all collision when a car hits about 5 years, and will do similar at some point on my boat if/when I get more confidence in my risk level where I use the boat.
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  #37  
Old 06-24-2011
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Thanks for the sympathy everyone,
By the way, anyone ever use the stazo smartlock system? There have been a rash of thefts of both motors and dinghies in Salem, MA over the last few weeks. I am thinking the smartlock system might be a good deterrent to protect the dinghy and the motor.

link: Smartlock Quick Link
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