Join Date: Feb 2010
Location: Narragansett Bay
Thanked 365 Times in 344 Posts
Rep Power: 9
All squared away. Remember, we did this in haste, as the boat was leaving the next morning and I sent an email to my agent at around 4pm. He called and took the coverage offered to prevent a loophole in coverage, then we started asking questions. My fault really.
In the end, they took the rider back off and I don't have to pay the additional premium. My liability and hull coverage remains in effect during any delivery where the captain is in control of the boat for less than 15 days. He, on the other hand, is not covered by my liability and must have his own, which he already does. All a misunderstanding. The rider would have covered him, not me.
What was interesting and I still need a bit of clarification is something that changes in my coverage if I fail to add the rider for deliveries in excess of 15 days. I don't have to add the rider, but if I don't something in my coverage declines. It isn't really an issue for me, but I will let you know when I get the clarification.
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
In the harsh marine environment, something is always in need of repair. Margaritas fix everything.