insurance advice 40' Hunter 1987 - SailNet Community

   Search Sailnet:

 forums  store  


Quick Menu
Forums           
Articles          
Galleries        
Boat Reviews  
Classifieds     
Search SailNet 
Boat Search (new)

Shop the
SailNet Store
Anchor Locker
Boatbuilding & Repair
Charts
Clothing
Electrical
Electronics
Engine
Hatches and Portlights
Interior And Galley
Maintenance
Marine Electronics
Navigation
Other Items
Plumbing and Pumps
Rigging
Safety
Sailing Hardware
Trailer & Watersports
Clearance Items

Advertise Here






Go Back   SailNet Community > General Interest > General Discussion (sailing related)
 Not a Member? 


Reply
 
LinkBack Thread Tools
  #1  
Old 06-29-2011
Junior Member
 
Join Date: Jun 2011
Location: Live in north tx, keep our boat in Seabrook tx
Posts: 9
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 0
tonejunkie99 is on a distinguished road
insurance advice 40' Hunter 1987

Hi forum, new here... Im looking for some advice on insurance... I just paid cash for a 40' hunter legend and im kinda shocked at some of the gulf coast insurance quotes im getting... so far I have compared Progressive, Boat.us, and united marine... Progressive dosent insure boats over 35 feet long, and the other 2 are right around $2500.00 a year... seems kinda high considering it's just a $35000.00 boat... Thanks Dave...
Reply With Quote Share with Facebook
  #2  
Old 06-29-2011
tomperanteau's Avatar
Crotchety Old Member
 
Join Date: Jun 2009
Location: San Pedro Harbor, California
Posts: 843
Thanks: 0
Thanked 2 Times in 2 Posts
Rep Power: 6
tomperanteau is on a distinguished road
That's odd. We have had progressive for all three of our boats, and the last one being a 36 footer. They had no trouble insuring it. As I recall Boat.us (we have a full membership) was almost the same price as Progressive. We pay around $35 a month for ours, but we have an older boat that has a value of about half yours.
__________________
Capt'n Tom Living Aboard 50/50

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

S/V Footprints

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

Youtube

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


1969 Crealock/Columbia 36 Sloop completely refitted in 2000 and new Yanmar in 2006.
Reply With Quote Share with Facebook
  #3  
Old 06-29-2011
IronSpinnaker's Avatar
Boatswain
 
Join Date: Mar 2011
Location: Danbury, CT
Posts: 878
Thanks: 0
Thanked 2 Times in 2 Posts
Rep Power: 4
IronSpinnaker is on a distinguished road
Insurance coverage is based on state regulations, Progressive may not cover anything over 35 ft in one state and not another... rates are also based on location, some areas are higher risk then others.
__________________
Signature
Reply With Quote Share with Facebook
  #4  
Old 06-30-2011
night0wl's Avatar
Senior Member
 
Join Date: Mar 2006
Location: Fort Lauderdale
Posts: 1,397
Thanks: 0
Thanked 15 Times in 15 Posts
Rep Power: 9
night0wl is on a distinguished road
Try RLI insurance through Mariners General.

You have an old boat...anything over 20 years old gets very tough to insure properly. It may be best to carry a liability only policy and then "self insure for the rest of the boat. Remember, most boat insurance have pretty hefty named storm deductibles...so put aside those $2000 premiums you would have paid annually into an untouchable reserve fund and try to be careful to avoid hurricane areas.

Its a risk - but theres a reason why old boats are so cheap. They often are uninsurable.
__________________
S/V Jendai
Beneteau 343
Reply With Quote Share with Facebook
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

 
Posting Rules
You may post new threads
You may post replies
You may post attachments
You may edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On


Similar Threads
Thread Thread Starter Forum Replies Last Post
'76 Hunter 27' advice wduncan50 Boat Review and Purchase Forum 9 12-09-2010 12:18 PM
Looking at a Hunter 25, need advice. bdevries Boat Review and Purchase Forum 15 05-11-2009 10:51 PM
1997 Hunter 34 or 1987 Catalina 34 livnthedream Boat Review and Purchase Forum 0 04-11-2009 08:02 PM
Advice on buying a hunter 42 Arnei Boat Review and Purchase Forum 19 09-05-2006 05:16 PM


All times are GMT -4. The time now is 05:28 AM.

Add to My Yahoo!         
Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
SEO by vBSEO 3.6.1
(c) Marine.com LLC 2000-2012

The SailNet.com store is owned and operated by a company independent of the SailNet.com forum. You are now leaving the SailNet forum. Click OK to continue or Cancel to return to the SailNet forum.