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  #11  
Old 07-07-2011
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Thank you for all your input! Its actually the other guys insurance that is cutting me the check, so no insurance increase for me. I found a guy who works at a yard who will come help me with the process for nothing more than some friendly beers. I do like the idea of putting some angled aluminum or metal on there for the next time...

Thanks again.
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  #12  
Old 07-07-2011
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I like wetass's answer. I had an insurance claim and the agent told me not to file as the amount ($1200) wasn't worth having my rates raised for three years by about 20% or more! As noted above, fiberglass work is not demanding, you just need to take your time and be meticulous. There are several good books out there. Also,unless you have seen a sample of your friends work in fiberglass and you were happy, I'd pass.
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  #13  
Old 07-07-2011
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Quote:
Originally Posted by administrator View Post
...Fiberglass repair is not rocket science...
Hey, hey, hey...

The only rocket science about the repair is the paint color match, and blending it to the old gelcoat.

I would do a combo repair on this project; do the fiberglass filling/sanding/prepping yourself, and then hire the more technical painting out. This approach should net you about $1000 of that insurance money in your own pocket -plenty of beers to go around for everybody!
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  #14  
Old 07-07-2011
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Still, be careful with the insurance piece - I may be wrong here, so someone jump in and correct me, but I dont think they care who is at fault, its if you have been in an accident. I think the question on the insurance forms are something along the lines of "have you been in an accident in the last 5 years".
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Old 07-07-2011
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Minnewaska will become famous soon enough Minnewaska will become famous soon enough
I had a weather related claim that happened at the marina while I was away. I understand it cost me a 10% increase in premium the next year. The claim, however, was about 5 times the annual premium. Nevertheless, I was told that a simple yes to where you've had a claim (not whether you've had an accident) will drive the premium up.

That concept really ticks me off, btw. I understand that if an operator proves to be more reckless than average, they should pay a higher risk premium. However, no one can manage the weather. They are just recovering their losses, which seems to fly in the face of why we buy insurance in the first place.
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In the harsh marine environment, something is always in need of repair. Margaritas fix everything.
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