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Go Back   SailNet Community > General Interest > General Discussion (sailing related)
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  #11  
Old 07-17-2011
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Thanks- I really appreciate all the replies.
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  #12  
Old 07-17-2011
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Shop!, -but don't overlook the specialty lenders. I financed my current boat, when it was twelve years old, through a company that only financed airplanes, yachts and race horses. Some lenders who are very selective may treat you best! Take care and joy, Aythya crew
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Old 07-18-2011
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You asked about Virginia...It's been about 12 years ago, but I was buying a 1971, 37', wood Egg Harbor. Being an older wood boat, not the sort of thing any lenders wanted to bother with, I found Chesapeake Bank (a number of branches in tidewater VA) to be very accommodating with a competitive interest rate.
2 years later, I had an acquaintance who wanted to do the same, also a wood Egg. Not only were they just as accommodating, they loaned my friend enough to not only buy the boat, but to have it re-powered as well.
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Old 07-18-2011
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I've gone with Scott Boat Loans and Essex Before. 20 year amortizations, over $100gk, new boat rates about 1% over prevailing 30year fixed mortgages. My current rate is 5.3% for 20 years fixed...requires 20% down.
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