Would You Loan Your Boat to a Friend - Page 2 - SailNet Community
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post #11 of 72 Old 08-01-2011
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I play well with others ... really!
But there are two things I do not loan, my wife and my boat...


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post #12 of 72 Old 08-01-2011
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Quote:
Originally Posted by casey1999 View Post
Say the person borrowing the toy totals it (and your insurance does not cover), would you expect the friend to pay for replacement or would you cover the cost?
A short answer, yes. sh*t happens, eat it.

Obviously, if i can afford toys and not live beyond my means, i am not stupid. I don't loan the toy to anyone. I have good judge of characters. I hired everyone one in the company. I hired each one of them because I trust them.

It is unlikely the insurance will not cover it. I have powerful attorney to battle for me. I don't worry the insurance company. If the loss is caused by my friends, they have more money than me. They will cover for me.

OK, if one of my employee crashed the car and insurance does not pay for it, and we lost in court. I will pick up the tab. Suck is be me. Next time, just work a bit harder and smarter. The money will come back even more this time. It is nothing more than focus, working smart & hard, and reinventing yourself. Oh yeah...... save, save and save. There is no magic here.
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I am old school. Integrity is to do the right thing even when no one is watching.

Last edited by rockDAWG; 08-01-2011 at 09:46 PM.
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post #13 of 72 Old 08-01-2011
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Quote:
Originally Posted by MiVelero View Post
I play well with others ... really!
But there are two things I do not loan, my wife and my boat...
Ok, I guess you are not into swingin' then


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post #14 of 72 Old 08-01-2011
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Interesting question. In 27 years of boat ownership, I've never been asked the question and it's given me pause.

SailNet is full of what-if's, required skills, and casualties. So those with what I consider the requisite skill set to safely and effectively operate a boat of our size and complexity, are very few. Like two people. Who already have their own boats. And don't need mine.

Will it break me to lose the boat? No.
Do I trust my boating friends? Just two. I'm a good judge of character too.
Do I have a good attorney? No. Don't need one but know where they are.
Do I trust friends to compensate me if something goes wrong? No. Prudence tells me not to trust when dealing with money. I assume that I'm in it alone.
Would I be torqued if something happened to my boat (and it was the friend's fault)? Oh yeah.
Is it just a thing? Yup, but it's my thing and I take care of my things (as my parents taught me).

If you want to go sailing, I'll gladly, gleefully, willingly take you. If you want to go without me, charter your own boat or buy one.
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post #15 of 72 Old 08-01-2011
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Interesting, in thinking about this question, there are some friends I'd let use it and some I wouldn't.
But most of the ones I would loan to have larger, more valuable boats already.

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post #16 of 72 Old 08-01-2011
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Something someone told me a long time ago....


No one will ever love your boat the way you do.

Something I keep in mind anytime a guest steps on the boat to when it is hauled. I would mull that statement over long and hard before I would toss you the lines.
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post #17 of 72 Old 08-01-2011
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This question has no right or wrong answer. It is very subjective depending many personal individualized factors: how we are being taught, treated and raised. And more importantly, no matter how persuasive the argument is will not change others mind. It is a null point. Likewise, I am no going change my religion when you tell me my GOD sucks.

Everyone has their own way dealing with their things. It is perfectly OK with me.


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post #18 of 72 Old 08-01-2011
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One of my friends went out on a day sail with out me. I was playing golf. When we met up later he told me how worried he was about everything on the boat. Do you feel this way about your house? I have borrowed friends houses and have also lent mine out.
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post #19 of 72 Old 08-01-2011
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Quote:
Originally Posted by epaolino View Post

No one will ever love your boat the way you do.
Why would you need someone love your boat? It is your boat. Likewise, you don't really need someone to love your wife either. If love is involved, it can be complicated. I am just sayin'
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post #20 of 72 Old 08-02-2011
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No way! I hang out with idiots.

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