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Old 08-01-2011
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Would You Loan Your Boat to a Friend

I had a friend want to loan my boat for an off-shore trip of about one week. The friend was willing to even charter the boat (pay me some money). I declined because I think I need to be on board for my insurance (liability and boat value) to be valid. Just curious would you (or do you loan you boat to others). In retrospect although I would like to have someone to be able to use the boat, seems like a lot of damage could be done in short time that could be expensive to repair. Also the liability from a collision or someone getting injured on the boat could come back onto you.

Any thoughts?

Last edited by casey1999; 08-01-2011 at 09:41 PM.
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Old 08-01-2011
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No.
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Old 08-01-2011
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Yes.

It's only a "thing". A nice thing, but I am not defined by it. It gives us pleasure and if my friend wanted it, my answer would be yes.

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Old 08-01-2011
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Definitely no. Don't even consider it. It is too much liability.
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Old 08-01-2011
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If he is qualified, I have no problem. It is just a boat.

But then I am known to be unattached to all my toys. The first week I had my new car (BMW or Mini), anyone can borrow it for a spin including the janitor.

No I don't take up two parking space either. i don't park far away from other cars. For some reasons, for last twenty years I have never got dings from other cars. weird.

Like I said it before, it is only money, we can always make some more. Likewise, it is only a toy, we can always buy another one - a bigger one too. So she rolls her eyes a few more times, it doesn't stop me.

Let share with others, we can't take our toys with us when we die.
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Old 08-01-2011
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It would depend on which one of my friends we are talking about.
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Old 08-01-2011
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Old 08-01-2011
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Quote:
Originally Posted by rockDAWG View Post
If he is qualified, I have no problem. It is just a boat.

But then I am known to be unattached to all my toys. The first week I had my new car (BMW or Mini), anyone can borrow it for a spin including the janitor.

No I don't take up two parking space either. i don't park far away from other cars. For some reasons, for last twenty years I have never got dings from other cars. weird.

Like I said it before, it is only money, we can always make some more. Likewise, it is only a toy, we can always buy another one - a bigger one too. So she rolls her eyes a few more times, it doesn't stop me.

Let share with others, we can't take our toys with us when we die.
Say the person borrowing the toy totals it (and your insurance does not cover), would you expect the friend to pay for replacement or would you cover the cost?
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Old 08-01-2011
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I have a FEW other sailboat owning friends that I trust BUT all you have to do is motor around my 700+ boat mooring field to see about 500 of them are not real good risks
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Old 08-01-2011
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Quote:
Originally Posted by casey1999 View Post
Say the person borrowing the toy totals it (and your insurance does not cover), would you expect the friend to pay for replacement or would you cover the cost?
Yes.
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