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If you decide to proceed without at least consulting with a good lawyer, then there are probably several good books on self taught brain surgery that you will want to look at next. Talk to several lawyers. But be specific on who you are looking for. A great divorce lawyer won't know (necessarily) any more than you do about maritime liens. (although if you don't get this fixed, you may need him as well).
In your state, lawyers may be "board certified" by the state bar in different areas. Look for one relating to admiralty law. You will learn a lot by just talking to someone, and most lawyers will not charge you for the initial meeting to sit down and see if they can help you. If you look, you will find one that is a lawyer and knows something about this area. You can usually google "state bar" and your state name, and when you get to the state bar website, you can put in your area, and marine or admiralty law, and find someone that can talk to you. The people you get initially may be way above your head, people who handle things like a rig sinking in the ocean, but they usually would not be admiralty lawyers unless they liked the sea, and they will often know of another, less big time lawyer that would be glad to help.
The time spend finding someone that actually knows what to do is well spent. Don't bluff by trying to write the letters yourself, and get someone fairly quickly, there may well be time limits in how quickly you must contest a claim against your vessel. These rules were written for commercial vessels like the Exxon New Jersey, and they are equally applicable to all of us.
Lawyers are like doctors, police, plumbers, etc. There are good ones and bad ones, honest ones and ones that are not. But you will know that as you talk to them. Just don't hire someone that will do your divorce, your will, your boat and your overseas currency trade all at the same time. You want someone that knows what to do in 5 minutes, not 5 hours.
Good luck. And I do practice law, but not this kind, and this is free advice. I am not your lawyer, and don't want to be, because it isn't my area. You are not my client (the ethical rules make us say that). But really, there are a lot of good people out there, and you are in over your head. This won't get better. Go find someone to help you. Call the local bar association for your city. The key you want is someone who does admiralty law, or sometimes called marine law.