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Re: 52' houseboat aground holly hill,FL.
Stumble, I doubt if insurance or salvage laws would have anything to do with it. Sounds like a "houseboat" ran afoul of Florida's "houseboat" laws, which may or may not be legal but are in effect. At that point once process has been served and actions start, no insurance will reimburse you for government seizure after due process.
ICW= Federal, state, local in that order are applied.
Of course, since we haven't been told whether the vessel is a houseboat as defined by Florida, and we haven't been told whether the grounding was declared an obstruction or menace to navigation, and we haven't been told why the process was served and under what theory the boat was arrested...
All that's missing are the black helicopters. Wait, let me look on the web.
Okay, the black helicopters weren't there after all. Apparently a houseboat, no engines, floating home, got beached last October on a spit of city-owned land adjacent to a park. During a major un-named storm that IIRC the NWS later decided probably should have been named.
Apparently the city wanted the floating home off their property, not a sandbar but a spit, which changes "grounding" into "trespass" as it is part of the shore. And since the owner says he's broke, the city gave him his notice and then removed the vessel from their property.
FWIW this is also in the famous Volusia County, where sailors have reported some gung-ho boardings by watercops in the ICW. But all the local media seem to have published stories singing the same song: Broke homeowner (not sailor) went hard aground on the shore. Refused to remove his home from city property. Had it removed for him.
Texas? Are they all lying? You got engines? It isn't a floating home, rather than a vessel capable of self-propelled navigation? It wasn't beached?
It may be a sad state of affairs, but it seems the only crime here is trespassing.
Last edited by hellosailor; 06-18-2012 at 03:19 PM.