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post #61 of 62 Old 04-07-2012
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Re: The Live aboard dream right out of college?

'great post by Joethecobbler! I still find it tough to draw the line between those that "go" and those that "don't". I guess it's because I don't know to which group I belong. Fresh out of college, my wife and I bought a sloop to live aboard and sailed to Florida, but we needed money and raised two children and stayed employed for the following thirty years. We continued to live aboard successively larger boats and we cruised to the Bahamas in the summers. For the last ten years we've been cruising from Maine to the Bahamas or Keys on our boat and off to the Nile, Amazon, Ireland and the Galapagos on other peoples boats. This coming June we will have lived aboard for forty years. Did I "go" or did I "not go"? ......I couldn't say. Take care and joy, Aythya crew
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post #62 of 62 Old 04-07-2012
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Re: The Live aboard dream right out of college?

Originally Posted by DRFerron View Post

Others more experienced with boat loans (we don't have one) can chime up but it's my understanding that you'll be hard-pressed to find a bank to give you a boat loan for that small an amount and almost definitely not for an older boat. Other options people have suggested for those in your situation are lines of credit, but you need to own a home, I believe, for that.

He may be in a situation where it's better to get a boat that needs some work that he can pay cash for. It'd be more expensive in the long run, but it'd get done.
It's a buyer's market. If he's patient and uses good resources (auctions and things), he could get a boat with good bones for cheap. As he lives on it, eating bologna and cheese, he can do upgrades and repairs until she's ready and shove off.

This post is made from recycled electrons

A ship in harbor is safe, but that's not why ships are built.

My girls:
1974 Alcort Minifish-Minifish
2001 Drascombe Lugger-Penelope
2004 Hunter 260-Miss Muffet

Last edited by Sublime; 04-07-2012 at 02:02 PM.
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