Mooring dance - Would you do this? - Page 2 - SailNet Community
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post #11 of 47 Old 05-05-2012 Thread Starter
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Mooring dance - Would you do this?

Denise,
The type of scenario I'm more concerned about is the boat breaks loose and damages someone else's property. His name is on the title but he does not have insurance so he gets sued. I'm probably being paranoid but I deal with contracts quite a lot and it pays to be paranoid. Also I have noticed that insurance questionnaires ask how many people are on the title so there are clearly some implications there. All very complicated....

Graham and Janaki
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post #12 of 47 Old 05-05-2012 Thread Starter
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Mooring dance - Would you do this?

Möbius,
You need another drink. You are starting to make sense.

Graham and Janaki
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post #13 of 47 Old 05-05-2012
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Re: Mooring dance - Would you do this?

Where is this hypothetical paradise community? I'd like to research these laws, just for giggles.
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post #14 of 47 Old 05-05-2012 Thread Starter
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Mooring dance - Would you do this?

OK, I assumed you would all be familiar with this situation. I need to do some research because I am largely working off hearsay so my 'facts' may be wildly off the mark.
This whole boat project has got a bit ahead of me.....

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Last edited by GrahamO; 05-05-2012 at 08:44 PM.
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post #15 of 47 Old 05-05-2012
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Re: Mooring dance - Would you do this?

I understand your predicament but personally there is no way I'd add him to the title, even if meant the deal fell through. Good luck.

Brad
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post #16 of 47 Old 05-05-2012
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Re: Mooring dance - Would you do this?

You would need to "sell" him part of the boat and put his name on the documentation (I assume there is not title...). The insurance company would have to agree to add him as an operator..what his sailing experience. He should then add the boat insurance to his omnibus liability policy (you would need to pay for this), so it covers him if you injure someone with/on the boat. The when you want to sell, you need his co signature.

With a blood brother...maybe...if he likes to go sailing with you.
With the relative of a friend...forgetaboutit.

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post #17 of 47 Old 05-05-2012
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Re: Mooring dance - Would you do this?

Instead of signing over part ownership of the boat, why not just lease it to him?

Seems to me that if he's leasing the boat, then he's got just as much right to moor it in front of his house as he would if he owned it outright.

But that's just me -- and I'm no lawyer...
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post #18 of 47 Old 05-05-2012
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Re: Mooring dance - Would you do this?

Quote:
Originally Posted by GrahamO View Post
Möbius,
You ctneed another drink. You are starting to make sense.
3Lt of iced tea later, telling you 30y contract, void by aether party with a 1(one) year notice, use his lawyer. Cheers

MobiusALilBitTwisted
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post #19 of 47 Old 05-06-2012
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Re: Mooring dance - Would you do this?

I did this with a sister of mine who lived in a community with mooring rights. The boat was a 19' Lightning day sailor though and even though I never got her name onto any of the paperwork there were no issues with the village issuing the mooring permit (for $25/year resident fee). This area of Long Island, near Huntington, NY did not have a waiting list for mooring permits though.

Even if you could make the paperwork pass muster, the liability issues with the hypothetical arrangement you propose are potentially a bit murky if something did go wrong. I'm not sure I see the benefit to the property owner in your scenario unless they happen to like sailing as there are potential liabilities they might face due to your boat. On the other hand I'd bet good money that situations like you propose are not as uncommon as you might think.

Without intimate knowledge of the intricacies of mooring rights in the area you are looking at it is a bit difficult to say.

Are there other harbors (even out of NH) where you could pay a non-resident mooring fee and keep your boat there? (You are going to need a pretty big mushroom anchor for a Bristol 38' though).
Are there yacht or boat clubs you could join that have control over their own mooring fields? Joining a club might be the easy (but perhaps more expensive) solution.
There may be no easy and cheap solution as in some parts of the US the mooring area real estate is either limited, expensive or both.

If you think a mooring is going to cost you - have you priced the price per foot for a slip?

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post #20 of 47 Old 05-06-2012
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Re: Mooring dance - Would you do this?

Here's a thought that might cheer you up. Though, I don't know the area you're in.

When I first brought my boat up from the Chesapeake to the NYC area in August of 2005, I was also told by several places that the waiting list was anywhere from 5 to 10 years. I put my name on four lists and found a less desirable place to keep her for four months .

The following spring, I got a slip where I wanted and I also received calls from the three other marinas that I was wait listed on. Here, at least, a ten year waiting list turned out to be 1/2 season. These days there are empty slips everywhere in the NYC area and have been for a few years.

So the ten year wait thing may not be realistic at all.

I might find a place to keep her even if you had to drive a little to get there, and keep in close contact with the folks who have wait listed you, before I signed over partial title to your boat...with all the potential liabilities that come with that.

Good luck, Nice Boat!

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