Join Date: Feb 2000
Location: Annapolis, Md
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Re: Help- New owner of 40ft old sailboat, can't get insurance
I would try BoatUs as someone else mentioned. When I bought my boat there were a number of pretty serious deficiencies on the survey. I was able to get 'port restricted' insurance for the boat through Boat US.
Once I was able to correct the problems and get a surveyor to record that the propane tank no longer vented to the engine room, and that the knife switch for the 110 volt fuse panel was no longer on board and next to the propane tank, I was able to switch to a normal policy.
I also found BoatUS easy to talk to, and understanding about the realities of an old boat. For example I was able to negotiate a temporary process of getting the old girl off of port restriction if I removed the propane tank and did not use my 110 v system long enough for me to bring her home, where I switched to an alcohol stove and redid the 110 v system.
As others have suggested, BoatUS may tell you tha the problem is with your experience owning a boat. I would suggest that you put a resume together showing your experience on boats, and discuss that resume with the agent. Worse comes to worse, you may need to go through a sailing safety course.
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Curmudgeon at Large- and rhinestone in the rough, sailing my Farr 11.6 on the Chesapeake Bay
Last edited by Jeff_H; 12-05-2012 at 06:25 PM.