Funding the sailing lifestyle - SailNet Community
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post #1 of 44 Old 07-20-2012 Thread Starter
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Funding the sailing lifestyle

So, I'm fairly new to the forum and some of you may have seen my previous post about the Catalina 27 I was looking at...I can't help but get frustrated and I suppose a bit jealous of all the folks that have nicer boats than me...Although, all I really want is a moderate boat that gets me out on the water...sometimes I feel like I'll never make quite enough money to do this...even if I find the boat I want there are still mooring fees, storage, insurance, maintenance...it really adds up...

I'm only 28...currently working in IT project management and I feel like I'll never find a job that pays more and can afford me the boat I'm looking for...anybody hiring :-)

Seriously though, I am curious as to the best ways to make this happen, financially...
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post #2 of 44 Old 07-20-2012
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Re: Funding the sailing lifestyle

I owned my 1981 J24 new at 26 years old and did without a lot of stuff as it was my priority




Even here in 2012 expensive Northport a row to mooring is 400 dollars a year and i payed less than 600 for spring and fall travel lift back onto the trailer



Even my current Cal 29 took much less money than then the most basic new car and a whole LOT of work

1970 Cal 29 Sea Fever

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Last edited by tommays; 07-20-2012 at 09:27 AM.
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post #3 of 44 Old 07-20-2012
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Re: Funding the sailing lifestyle

Most of us were 28 once! There are always choices, trade-offs when considering this lifestyle. I have a very nice boat, but I drive a piece of sh!t. Always have. I don't buy premium coffees on my way to work, I brew it at home, even though I could afford it at this point in my life. My mother invented copper wire (that is...by stretching pennies) and I learned by watching her. Most areas of my life are very frugal, but when it comes to sailing, that is my passion and I make it a priority. Not telling you what to do, just saying what has worked for me.
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post #4 of 44 Old 07-20-2012
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Re: Funding the sailing lifestyle

Cape Dory 25 weighs 4,000lbs. Dry sailed off season.

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post #5 of 44 Old 07-20-2012
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Re: Funding the sailing lifestyle

the past couple of days I've been dreaming of what I missed by not relocating to Maine years ago when I was younger and had the financial resoures. So first take your time and try to determine what you want out of life and where sailing fits in the grand scheme.

You can find a boat and if your willing to do the work you can make into what you really want. My first boat was a hunter 23 .. nice boat but not really what I wanted. I bought the H23 because I listened to others saying "start small" when I knew I wanted at least 30ft or more. My boat is a old Oday30 and I'm slowly making it what I want it to be. MyOday30 :: Oday 30 slideshow by DeniseO30 - Photobucket
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Denise, Bristol PA, Oday 30. On Tidal Delaware River, Anchor Yacht Club.
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My last project!
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My boat is sold!
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post #6 of 44 Old 07-20-2012
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Re: Funding the sailing lifestyle

There are some ways to make sailing much cheaper:

1. Smaller boats are cheaper, to buy and to maintain.
2. Slips cost a lot more than a mooring.
3. Even cheaper is to trailer sail.
4. Learn to do almost all work yourself.

The difference is cost between owning a DIY 25' trailer sailer, and a 32' boat cared for by a boat yard is orders of magnitude.
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post #7 of 44 Old 07-20-2012
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Re: Funding the sailing lifestyle

I am 26 now and on a shoestring budget, but I found a boat put in the elbow grease and it is very much worth it. If I could get a decent job in this economy it would be a lot easier, but I know where I want to put the little money that I have.
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post #8 of 44 Old 07-20-2012
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Re: Funding the sailing lifestyle

Instead of buying a home to live in buy a boat. No grass to cut, no taxes to pay. Waterfront property at a bargain price.

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Moondance
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post #9 of 44 Old 07-20-2012
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Re: Funding the sailing lifestyle

Trailer-sailer is cheap if you can store it in your or a friend's yard. CKmeans, are you looking for a boat to play on, or to live on? If the latter - cut every expense you can: wear old clothes and drive an old car, take in a roommate and eat ramen noodles for dinner, work extra hours when you can, save the pennies and you will be able to buy a smaller older boat that you can move onto, no longer paying rent and then the savings will really add up. Bonus points if you work on the boat to increase your learning. We know several under 30s single folks who have done exactly that. (We walk our talk - have been living aboard without a house for >10 years; our first boat was a 1975 Erickson 27)


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post #10 of 44 Old 07-20-2012
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Re: Funding the sailing lifestyle

Quote:
Originally Posted by ckmeans View Post
So, I'm fairly new to the forum and some of you may have seen my previous post about the Catalina 27 I was looking at...I can't help but get frustrated and I suppose a bit jealous of all the folks that have nicer boats than me...Although, all I really want is a moderate boat that gets me out on the water...sometimes I feel like I'll never make quite enough money to do this...even if I find the boat I want there are still mooring fees, storage, insurance, maintenance...it really adds up...

I'm only 28...currently working in IT project management and I feel like I'll never find a job that pays more and can afford me the boat I'm looking for...anybody hiring :-)

Seriously though, I am curious as to the best ways to make this happen, financially...

I'm 60, retired 2 years now...and in all those years I never had just 1 job that paid for everything that I wanted ( maybe I want too much) So, I've always worked part time at various things and made extra money to support my sailing addiction.
Often, 2 or 3 seasonal part-time gigs, in addition to my regular job. I still managed to get plenty of sailing in.

I'm retired now and could live nicely off my pension...but it wouldn't support my Boat. So, I've kept my part time gigs..at least until SS kicks in, and I'm willing to start tapping my investments. ( yes, I managed to save a little).

Right now, I'm turning down work because I'm clearing the month of August to go sailing.
September, October would be better sailing..but I teach a college course part-time begining Sept.
( the trade-off) But, I do have 5 days off between class..in the fall.

I had a pretty demanding career job, so the other work I tried to keep fun and not so demanding.

My 1st cruising type boat, A bristol 29, I purchased with 2 good friends in a partnership agreement ( ours worked great and we're still friends) I eventually purchased their shares and owned the boat outright as I do my current boat.

I don't know if any of this fits for you.. but it's what I had to do.

Tempest
Sabre 34
Morgan, NJ

Last edited by Tempest; 07-20-2012 at 04:16 PM.
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