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soyuz 12-21-2012 08:06 PM

sailboat insurance in canada
Is it possible to get insurance for my boat if i go for a globe circumnavigation ? I mean not just one side insurance but if something happen to my boat ect. If its possible what do i need ?


Faster 12-21-2012 08:23 PM

Re: sailboat insurance in canada
Offshore insurance can be difficult to get... or at best, very expensive for full coverage. hopefully Killarney Sailor (currently working his way down the South African coast) will check in in a few days and offer some information on that front.

Ask a few marine specialty insurance carriers to see what they need and what they charge. I don't think you need to deal with a Canadian carrier either, nowadays you should be able to shop globally. We have friends winter-cruising the Caribbean each year, they are insured but I think it's with an outfit in the UK. But they're not circumnavigating nor often sailing at night.

ebs001 12-22-2012 07:52 AM

Re: sailboat insurance in canada
Try Bayside Marine Insurance 1-800-463-0754. They are in the Toronto area.

jimjazzdad 12-22-2012 08:03 AM

Re: sailboat insurance in canada
The "average" sailor cannot afford world voyaging insurance, although carrying some sort of 3rd party liability is likely manageable and a good idea. If its only a dash to the Caribbean for a winter, you can probably add a rider to your existing policy.

killarney_sailor 12-22-2012 12:11 PM

Re: sailboat insurance in canada
You can get full insurance. Whether you are willing to pay for it is a personal thing. We checked in Canada could not find what we wanted. There was one company in BC (forget the name) that had good coverage and decent rates but they were too restrictive on date to go south Nov 15th.

We deal with IMIS in the Annapolis area with their Jackline policy through Merkel Insurance. They are used to older boats (need a good survey) and want your sailing resume. They do not cover singlehanders -not sure if anyone does, but do cover couples. Their navigational limits are ok, and you can pay extra to go elsewhere, eg we may go to Senegal and Gambia and these are not on the list so waiting to hear how much it would be. I think we paid $100 extra for Easter Island. I have heard good things about Pantenaeous sp?. There is a company whose names escapes me that offers really cheap insurance but makes claims almost impossible.

BTW 1 - For IMIS, they cover non-Americans but you need a US mailing address.
BTW 2 - The Jackline policy provides coverage for Swaziland and Lesotho, which is nice, except that neither is on the ocean. I offered to trade them these two for Senegal/Gambia.

killarney_sailor 12-23-2012 12:32 AM

Re: sailboat insurance in canada
Should add that the annual cost goes up and down each year depending on where you are going. You tell them the year's cruising plan in broad strokes and they say the bill is ...

jackdale 12-23-2012 12:54 AM

Re: sailboat insurance in canada
KS - Senegal and Gambia :)

I taught with Project Overseas in the Gambia in 1983. Great people. It was a little unnerving as the country was still occupied by Senegalese troops after the attempted coup in 1981. We went to Juffre, the purported village of Kunte Kinte of Roots fame. I have a chart of the region of West Africa date 1748.

We went to Dakar for a long weekend. Goree Island is worth a visit.

killarney_sailor 12-23-2012 07:12 AM

Re: sailboat insurance in canada

Originally Posted by jackdale (Post 965763)

. I have a chart of the region of West Africa date 1748.


Can I borrow the chart?

Not sure if we are going or not. Gambia/Senegal or Brazil or straight from Ascension to Barbados.

Livia 12-26-2012 07:55 PM

Re: sailboat insurance in canada
Salut Mike,

Mon mari (Carol) vien du Gaspé. Si tu veux, tu peut nous envoyer un email a sur le sujet. On a parti du Victoria en 2011. Notre bateaux est actuallement a la Polynesie Francaise.


soyuz 12-26-2012 08:22 PM

Re: sailboat insurance in canada
Thanks a lot guys that did really help.


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