My Horror Story - Page 19 - SailNet Community
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post #181 of 191 Old 05-24-2013
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Re: My Horror Story

Excellent, now go get a personal liability umbrella policy that will cover you when you are on the water. No need to have the boat involved.


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Jeanneau 54DS

In the harsh marine environment, something is always in need of repair. Margaritas fix everything.
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post #182 of 191 Old 05-24-2013 Thread Starter
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Re: My Horror Story

Now see there, I just got SCHOOLED. I had NO idea such a thing existed. Muahahaha perhaps I may have to wait on a circumnavigation but not a circumvent! Ill check Geico tmmrw.
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post #183 of 191 Old 05-24-2013
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Re: My Horror Story

Geico are criminals. Find a local agent.

The catch may be that umbrella policies want you to have primary coverage for the activity, but shop it. If they don't exclude marine activity, you might be set, without needing a marine policy. That's why you need a good agent.


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Jeanneau 54DS

In the harsh marine environment, something is always in need of repair. Margaritas fix everything.

Last edited by Minnewaska; 05-24-2013 at 09:27 PM.
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post #184 of 191 Old 05-24-2013
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Re: My Horror Story

You're not really going to get insurance are you?
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post #185 of 191 Old 05-24-2013
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Re: My Horror Story

I was able to get full coverage insurance for my boat, coastal out to 75 miles, for less than $400 per year...no survey... (My local agent). My boat isn't any smaller than yours (26').
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post #186 of 191 Old 05-24-2013
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Re: My Horror Story

This insurance issue is really getting tiresome! Of all the advice and help Harbor could use the constant ragging on one issue is getting old! He's learning his lessons the hard way..THE WAY men and boys learn.
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Denise, Bristol PA, Oday 30. On Tidal Delaware River, Anchor Yacht Club.
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My last project!
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My boat is sold!
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post #187 of 191 Old 05-24-2013 Thread Starter
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Re: My Horror Story

I too think the length of this thread has grown past its use. I thank you all for your support as well as your criticisms. I will post a new thread detailing my engine report and solution next week. Lets put this one to bed.
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post #188 of 191 Old 05-25-2013
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Re: My Horror Story

OK, but I learned about diesels "Running away" from your post and I hope you'll get back to me about caves on Man o War.
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post #189 of 191 Old 05-25-2013
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Re: My Horror Story

I don't find anything sailing related, insurance included, to be tiresome. Repetitious perhaps, but I'm not going to give a second thought to how to stop that. Show me anyone who doesn't live in that glass house.
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Jeanneau 54DS

In the harsh marine environment, something is always in need of repair. Margaritas fix everything.
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post #190 of 191 Old 05-25-2013
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Re: My Horror Story

After browsing through Harbor's other posts...
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