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post #11 of 17 Old 03-22-2012
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Re: Hello Sailnet Community!

My grandparents were Carolyn and Nick. No sailboat, though.
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post #12 of 17 Old 03-28-2012 Thread Starter
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Re: Hello Sailnet Community!

Thanks for the info chuck53, I surely appreciate it! That must be why ours was so expensive, I put down that our cruising area includes the Atlantic coast, Florida and the Bahamas. We aren't planning a trip to the Caribbean for a while so maybe I should just focus on Maine for now
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post #13 of 17 Old 03-28-2012
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Re: Hello Sailnet Community!

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Originally Posted by Neto Nomads View Post
Thanks for the info chuck53, I surely appreciate it! That must be why ours was so expensive, I put down that our cruising area includes the Atlantic coast, Florida and the Bahamas. We aren't planning a trip to the Caribbean for a while so maybe I should just focus on Maine for now
Yes, Only get coverage for the areas that you plan on sailing in. Later, if you want to travel south, touch base with your insurance carrier and make the change at that time. No need to pay for something you are not using.

Catalina 34
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post #14 of 17 Old 03-28-2012
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Re: Hello Sailnet Community!

Chuck53 is absolutely correct.
Your insurance premiums will be much lower if you start out sailing off the New England coast. Premiums for sailing in the Bahamas or Caribbean get more expensive and even impossible to find during hurricane season.
You can call your insurance company and add a rider for 6 months (or some period of time) to your policy to cover you elsewhere as you move about. Insurance in the Caribbean during the winter (not hurricane season) is obtainable (obviously) as this is when most people head south on their boats.
You could also try getting insurance for your boat through a company that may be insuring your house or car (or both - they like doing package deals). My boat is covered by my co-owners home insurance co. (Allstate I think) for local use and is < $500/yr.
I hate paying for boat insurance but I'd hate even more paying from my own pocket for the damages my boat did to some mega-expensive boat should the occasion ever arise.
Research, be safe and have fun.
CD 30 is a very pretty boat in my opinion.

"The cure for anything is salt water~ sweat, tears, or the sea." ~Isak Denesen

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post #15 of 17 Old 03-28-2012
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Quote:
Originally Posted by Lake Superior Sailor:847961
See Flo at Progressive ..I got a super deal...Dale
We did, too. Think we pay like $34 a month. We also have the BoatUS package that includes everything though.

Capt'n Tom Living Aboard 50/50

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1976 41' Morgan Out Island Sloop. Refitting and redoing her interior for an extended voyage.

1969 Crealock/Columbia 36 Sloop completely refitted in 2000 and new Yanmar in 2006. (for sale)
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post #16 of 17 Old 03-28-2012
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Progressive has been insuring my 1969 for the past two years.

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1976 41' Morgan Out Island Sloop. Refitting and redoing her interior for an extended voyage.

1969 Crealock/Columbia 36 Sloop completely refitted in 2000 and new Yanmar in 2006. (for sale)
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post #17 of 17 Old 03-29-2012
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Re: Hello Sailnet Community!

Hello everyone,
Mid-life moron here... nice to meet everyone. O.K. I need help.... mostly for my life choice's, anyway I already know I am an idiot so if your going to reply to this just to chew me up don't bother I don't care. I need everything the only things I have in great abundance is time and effort.

Last edited by SeanL; 03-29-2012 at 08:21 AM. Reason: wrong place
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