But DAN says:
http://www.diversalertnetwork.org/insurance/compare.asp
DAN Insurance Programs
Preferred Plan--Master Plan--Standard Plan
Medical Dive Accident Coverage
$250,000 Per Occurrence--$125,000 Lifetime Max.--$45,000 Lifetime Max.
In-water skin- and scuba diving accidents
Decompression Illness Expense Yes Yes Yes
Other Dive Injury Medical Expense Yes Yes No
Snorkeling / Skin Diving Yes Yes Yes
Coinsurance for Dive Accident Medical Coverage 100% 100% 100%
Accidental Death & Dismemberment / Diving $15,000
Principal Sum $15,000
Principal Sum N/A Resulting from a covered diving accident.
Permanent & Total Disability $15,000
Principal Sum $15,000
Principal Sum N/A Resulting from a covered diving accident.
Extra Transportation Up to
$2,000 Up to
$1,000 N/A Resulting from a covered diving accident.
Extra Accommodation Up to
$3,000 Up to
$1,500 N/A Resulting from a covered diving accident.
Lost Diving Equipment Up to
$2,500 Up to
$2,500 N/A Resulting from a covered diving accident.
Planned Maximum Depth Covered No Limit No Limit 130ft/40m
Medical Non-Dive Accident Coverage
Occurring outside home country $10,000
Lifetime Max. N/A N/A For eligible charges for treatment of non-diving accidents outside home country.
$250 deductible
Diving Vacation Cancellation $10,000
Lifetime Max. N/A N/A Coverage for losses for dive trip canceled due to injury or illness before departure.
$250 deductible
Diving Vacation Interruption $5,000
Lifetime Max. N/A N/A Coverage for losses incurred for dive trip interrupted due to injury or illness after departure.
$250 deductible
Cost Per Year $70.00 $35.00 $25.00
From their web site, it appears that the current policy is what their original policy was--next to zilch unless it is a DIVING RELATED accident.