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Go Back   SailNet Community > Out There > Cruising & Liveaboard Forum > $3000/mo cruising budget
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Topic Review (Newest First)
2 Days Ago 04:12 AM
Re: $3000/mo cruising budget

Originally Posted by windnrock View Post
I have no doubt that costs will rise as we move further away. Airfare, fees and fuel being some of the biggest. Some costs will decrease however. In any case, we continue to shelter a portion of the budget for those contingencies. I have met so many people that have such varying lifestyles yet manage to get out and sail. Some very well may be at that $500 level and some are obviously over the $5000 a month point. Most seem to be in the $2000 range. That is what I used to pay in mortgage! We are quite happy with the way our projected expenses have worked out. Last year we ended with a tidy surplus that can go into the contingency fund. Nothing is completely predictable and change is inevitable. Everyone must find their own way to make their dreams come true. However, if you don't take the chance, they certainly won't.
You have hit it pretty close. The issue will be the boat and how much you spend on her and what your philosphy is on keeping her going. We spend about 25% of cost or so on the boat. One year is was 50% when we did massive upgrades. Our philosphy is to keep the boat in premo condition and try to make one major upgrade a year. This year was suppose to be a new jib until we blew out the main so we got a new main.
As you use the boat more and more it does take a toll on the boat and she requires a lot of maintenance to maintain her. And parts get more expensive when you get away from the USA.
And as you wander farther away you may want to begin to explore inland of the new places that may take several days. We choose to put the boat into a marina for those trips as someone will be looking out for it. And then you have to worry about the hurricane season. Along the east coast of the USA you head north and enjoy the sailing. If you are carrying full insurance on the boat the insurance companies will want you below a certain point and that is usually a summer in Trinidad. You can anchor out but most admirals don't cotton to that so it is a marina. In the western caribbean you can sail though out Panama and over to Colombia and no issues. Of course if you make the Med sailing in the winter is very very difficult so folks tuck in and that means a marina.
So good luck and keep going.
2 Days Ago 11:18 PM
Re: $3000/mo cruising budget

Nothin's forever!
2 Days Ago 06:58 PM
Re: $3000/mo cruising budget

Originally Posted by travlineasy View Post
One of the great things about being old is all those fond memories.


Until you're so old even those slip away...
2 Days Ago 05:11 PM
Re: $3000/mo cruising budget

One of the great things about being old is all those fond memories.


2 Days Ago 04:44 PM
Re: $3000/mo cruising budget

Chef Boyardee ?! Gary, you're dating yourself.

We called that Purina Bachelor Chow in the 70's, but the kids eat Ramen Noodles now.

They're too naÔve to realize they can buy the same noodles, less a lot of slat and fat, for $2 for two dozen bundles in the oriental markets, then just add a shake of freeze-dried soup or veggies if there's nothing better around.

Bachelor Chow. UGH.

Do like the Viet Cong, ten pounds of rice will keep you alive and burn minimum fuel for most of a month. No can opener needed.(G)
2 Days Ago 04:19 PM
Re: $3000/mo cruising budget

If you're a marina to marina sailor, run the engine a lot, you will easily drop $100 a day into the dockage fees, electric and fuel bills. However, if you spend your nights in a quiet cove, on the hook, cook your own meals, nothing extravagant, and sail every chance you get, the bill goes down considerably.

TV dinners are a couple bucks apiece and those that I've tried lately have been pretty darned tasty. Some of the new canned stews, soups, Chef Boyarde stuff is pretty tasty as well. I know, everyone wants filet mignon and lobster for dinner, but lets be realistic, no one in their right mind eats that stuff every day and lives to a ripe old age.

The booze bill can also eat up a big chunk of the budget. I have a fully stocked bar on the boat, but most of it was purchased at "Cheap Charlie's Liquors." Instead of Midori melon liquor that sells for $30 a bottle, I buy the $6 a bottle stuff, which IMO, actually tastes a lot better. Same goes for coconut rum and tequila. I keep some Bacardi Oakheart onboard as well as some Jim Beam Honey, which I really enjoy. Not real expensive, but pretty darned tastey.

There are a lot of days when I get lucky and catch dinner while sailing relatively close to shore along the eastern seaboard. Bluefish, dolphin, small yellowfin tuna, Spanish mackerel, king mackerel, and when anchored, sea bass, grunt, porgy, snapper and an occasional keeper size grouper. All these are skinned, filleted and packaged in zip-lock bags filled with fresh water and frozen. They stay fresh tasting for months on end.

That cruising bill, obviously, can vary substantially, depending on your method of cruising, and your dietary preferences. If I blew $3000 a month cruising, I would not be cruising for very long. Not only would I wipe out my bank account, but before that happened, my wife would wipe me out. Like I said earlier, I'll check my quicken account and determine exactly what I spend each year. If it's above $500 a month, including slip rent and winter storage, I would be very, very surprised.


2 Days Ago 01:54 PM
Re: $3000/mo cruising budget

if you are going to be a marina to marina sailor its going to be expensive.
2 Days Ago 01:12 PM
Re: $3000/mo cruising budget

Marc, I haven't had a car payment in 40 years and will never have car payment if I can help it. I know folks that pay $500 and more for their car and often wonder why.

Our power bill is always fairly low in comparison to our neighbors that have children at home, we're on septic and well, so no payments there either. There are some distinct benefits for those of us that live out in the sticks, but to be honest, I would rather live aboard full time. My loving spouse, however, has a different perspective on that, though.

All the best,

2 Days Ago 01:01 PM
Re: $3000/mo cruising budget

I guess the real point happy. If you aren't, do something else. If someone can be happy spending much less than me, they are the fortunate ones! I just want enough for my wife and myself enjoy our lives, cruise safely and not burden others. That amount could be smaller but, given our particular circumstances, it is unlikely to grow.
The nice thing about this discussion is that you can see the variations in peoples approach.
Our primary goal was to get onto the water and we made that happen. That does not mean that someone with less resources couldn't do the same thing. They simply need to follow a different route. To be sure Gary, $2000 is a good chunk. We don't pay that anymore! Nor power bills, or water or property tax or car payments or even close to what we used to pay for fuel in those cars.
2 Days Ago 12:30 PM
Re: $3000/mo cruising budget

Wow! I couldn't imagine paying a $2,000 per month mortgage. I'm really showing my age now. Back when I had a mortgage, which was many, many years ago, the payment was $150 a month for 3000 square feet of home on 5.5 acres of land. My how times have changed. When I get home again, I think I'll take a close look at my boating expenses over the past decade, just to get an accurate figure on what I really spend on cruising. I suspect it's a lot less than most folks, but I could be wrong. My loving spouse of more than a half century says I spend way too much of my income on boating. Who knows, she may be right, but I wouldn't tell her if she was.

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