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Go Back   SailNet Community > Out There > Cruising & Liveaboard Forum > Living Aboard > Insurance for a Lake Ontario Liveaboard?
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Thread: Insurance for a Lake Ontario Liveaboard? Reply to Thread
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Topic Review (Newest First)
10-07-2009 08:46 AM
boatpoker Its a little late on this thread but for anyone else looking, I've lived on board at Port Credit Yacht Club in Mississauga for 12yrs and use Marine Expert
1-866-671-3030
ELCO Insurance Group
09-09-2009 03:29 PM
zAr
Quote:
Originally Posted by winterbuoy View Post
McMichael Davis in Oakville can help you. Sorry for the late reply but I just saw this thread. It's a 500 buck extra cost but we lived aboard for 5 years including winter in Mimico.
Thanks for the late reply. After some searching I managed to get insurance with MD Marine. So far they seem alright, I have no complaints and their rates are reasonable. I pay about $500 for year round liveaboard in-water insurance on a 30 foot sailboat.
08-28-2009 09:38 PM
winterbuoy McMichael Davis in Oakville can help you. Sorry for the late reply but I just saw this thread. It's a 500 buck extra cost but we lived aboard for 5 years including winter in Mimico.
05-29-2009 09:53 AM
zAr
Quote:
Originally Posted by patrickrea View Post
When I was headed downtown this winter, there was a 40' at the quay just east of the silos at the foot of Bathurst St. The ice had crushed it and it was resting with water right at the coachroof. I wonder if their bubbler died.
I saw that boat too and wondered what had happened to it, only it was completely sunk.

Bubblers are meant for shallow water, places like Port Credit Marina or Frenchman's Bay. Ice Eaters are the preferred choice where waters are deeper than, I think, 15 feet.

However, Bubblers and Ice Eaters are only useful if you're in a protected harbour like Quay West, Port Credit, Frenchman's Bay.
05-29-2009 09:28 AM
patrickrea
Quote:
Originally Posted by zAr View Post
There are liveaboards at TIM year round? And they can live on their boats out of the water? Hrm. Seems I've been misinformed.

Lakeshore is a bit far for me. I was hoping to live at TIM in summer and Harbourfront Centre's Quay West in winter.
When I was headed downtown this winter, there was a 40' at the quay just east of the silos at the foot of Bathurst St. The ice had crushed it and it was resting with water right at the coachroof. I wonder if their bubbler died.
05-29-2009 12:55 AM
zAr
Quote:
Originally Posted by Sailormann View Post
You might try asking around the Dogfish Pub at Scarborough Bluffs - one of the permanent residents will probably be happy to help you out.
Thank you, that's good advice.
05-29-2009 12:54 AM
zAr
Quote:
Originally Posted by patrickrea View Post
I'm at Toronto Island Marina and I know for a fact that there is a couple of live-a-boards here all year round. I know that Lakeshore Yacht Club also has a few all year people. The rule (law?) is that there has to be 2 boats as a safety measure for each other. Try calling Lakeshore. They may know.
There are liveaboards at TIM year round? And they can live on their boats out of the water? Hrm. Seems I've been misinformed.

Lakeshore is a bit far for me. I was hoping to live at TIM in summer and Harbourfront Centre's Quay West in winter.
05-28-2009 11:12 PM
Sailormann Scarborough Bluffs Marina has a (relatively) large number of live-aboards and they also have float-homes there. I am pretty sure that Port Credit Marina still has liveaboards. There are a few yacht clubs that have year-around boaters. It's not likely that they are uninsured.

You might try asking around the Dogfish Pub at Scarborough Bluffs - one of the permanent residents will probably be happy to help you out.
05-28-2009 07:28 PM
patrickrea
Quote:
Originally Posted by zAr View Post
The problem is the marinas around here forbid living on the boat while it's on the hard. They cite the insurance companies as the reason for this rule, as they claim it's a fire hazard.
I'm at Toronto Island Marina and I know for a fact that there is a couple of live-a-boards here all year round. I know that Lakeshore Yacht Club also has a few all year people. The rule (law?) is that there has to be 2 boats as a safety measure for each other. Try calling Lakeshore. They may know.
05-28-2009 09:36 AM
zAr
Quote:
Originally Posted by patrickrea View Post
Hauling the boat in the winter sounds normal as an insurance requirement.
The problem is the marinas around here forbid living on the boat while it's on the hard. They cite the insurance companies as the reason for this rule, as they claim it's a fire hazard.

Eryka: That's a good suggestion and I'm going to follow up on that. Thank you!
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